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1321 Tarpon St, Foster City, CA, 94404

3beds
2baths
1,890sqft
$1,898,000
$1,004price/sqft
$12,013/moest. monthly cost
$480,520/yrincome needed

About This Home

Welcome to highly desirable Carmel Village in Foster City. This beautiful single family home is sure to take your breath away. This home features 3bedrooms/ 2 full baths approx. 1,890 sq.ft. separate living room, dining room & family room, newer flooring, fresh paint, upgraded bathrooms & large primary suite featuring dual closets. Galley kitchen features newer refrigerator, dishwasher, electric range & self cleaning oven. Walking distance to Bay Walk Trail, Shad Park, Marlin Park & Bowditch Middle School. Close to shopping, restaurants, dog park, highway 92 & neighborhood farmers market. This is your opportunity to own your dream home, in this picturesque neighborhood.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
67
BikeBikeable

Schools

7/10
9/10
Bowditch Middle SchoolGrades 6-80.2 mi
9/10
San Mateo High SchoolGrades 9-124.4 mi

Construction

Condition

  • Year built: 1966

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Electric Oven,Refrigerator,Washer/Dryer

Bathroom

  • Features: PrimaryStallShowers

Bedroom

  • Features: GroundFloorBedroom

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,890
  • Total interior livable area: 1,890 sqft

Property

Details

  • Parcel number: 094254180
  • Zoning: R10006
  • Special condition: Standard

Features

  • Stories: 1

Lot

  • Lot size: 5,225 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,597$115,164
Home Insurance *$142$1,704
Property Taxes $1,869$22,428
Electricity $405$4,863
Total$12,013$144,156
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$411,874/yr
40% on housing$360,390/yr
45% on housing$320,346/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,004This listing

vs Other Active Listings

Avg $/sqft

ZIP 94404$730
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94404$1,111
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$1,898,000
2026-07-22Listed for sale$1,898,000
2018-04-13Listing removed$4,750
2018-03-29Listed for rent$4,750
2016-01-13Sold$1,380,000

For Sale by Agent

AgentRay Martinez
BrokerageSkyrise Real Estate Group

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