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504 Waterlily Ln, Redwood City, CA, 94065

3beds
3baths
2,020sqft
$2,388,000
$1,182price/sqft
$15,413/moest. monthly cost
$616,520/yrincome needed

About This Home

Come and enjoy living in Redwood Shores!!! Wonderful bright, upgraded home with high ceilings. Immaculate, move-in condition!!! Newly painted interior; new high quality wood-look vinyl flooring throughout; new GE Cafe gas stovetop. Bathrooms were upgraded within the last few years. Explore potential for expanding upper level. Walk to public park ,basketball court, children's play area and Bay Trail. Platforms on Seabrook Court to enjoy the Bay View! Enjoy nature while walking / jogging / biking on the levee! Top rated elementary / middle school. Conveniently located between San Francisco & Silicon Valley. Redwood Shores offers a unique, peaceful and scenic environment with water views, nature and mountains in the distance.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
69
BikeBikeable

Schools

9/10
10/10
Carlmont High SchoolGrades 9-123.9 mi
10/10

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Composition, Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Microwave,Electric Oven,Washer/Dryer

Bathroom

  • Features: ShowerandTub, ShoweroverTub1

Bedroom

  • Features: PrimarySuiteRetreat, WalkinCloset

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: DiningAreainLivingRoom, EatinKitchen, NoFormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • High Ceilings,Walk-In Closet(s)
  • Flooring: Tile,Vinyl Linoleum
  • Number of fireplaces: 1
  • Fireplace features: Family Room

Heating & Cooling

  • Heating features: Central Forced Air Gas
  • Cooling features: None

Interior Area

  • Total structure area: 2,020
  • Total interior livable area: 2,020 sqft

Kitchen

  • Features: Countertop_SolidSurfceCorian

Property

Details

  • Parcel number: 095490560
  • Zoning: R20000
  • Special condition: Standard

Features

  • Stories: 2
  • Exterior features: Back Yard,Fenced
  • Fencing: Wood

Lot

  • Lot size: 3,600 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $12,075$144,900
Home Insurance *$169$2,028
Property Taxes $2,736$32,832
Electricity $433$5,197
Total$15,413$184,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$528,445/yr
40% on housing$462,390/yr
45% on housing$411,013/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,182This listing

vs Other Active Listings

Avg $/sqft

ZIP 94065$700
San Mateo County$914

vs Homes Sold Last Month

Median $/sqft

ZIP 94065$1,219
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-08Pending sale$2,388,000
2026-08-02Price change$2,388,000
2026-07-17Listed for sale$2,488,000
2021-02-24Listing removed--
2020-05-09Listing removed$5,600
2020-03-14Price change$5,600
2020-01-16Price change$5,800
2019-10-19Price change$5,950
2019-10-15Listed for rent$6,000
1998-06-04Sold$495,000

For Sale by Agent

AgentEmily Lim
BrokerageRemax Capital

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