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707 Fathom Dr APT 108, San Mateo, CA, 94404

0beds
1baths
519sqft
$498,000
$960price/sqft
$3,595/moest. monthly cost
$143,800/yrincome needed

About This Home

Stylish Junior One-Bedroom -- Fully Renovated & Move-In Ready! Welcome to Casa Laguna, a beautifully maintained condominium community in the heart of San Mateo. This thoughtfully updated first-floor unit offers a smart & flexible layout with a defined sleeping alcove that creates separation without sacrificing openness. Though officially classified as a studio, the space lives more like a junior one-bedroom. Enjoy peaceful mornings across from the greenbelt, with nearby trails and the calming sight of kayaks and boats gliding by. The home has been extensively remodeled, featuring a fully renovated kitchen with quartz countertops, custom cabinetry, and modern fixtures. The bathroom includes stylish tile and contemporary finishes. New LVP flooring, several storage closets, and abundant natural light create a clean, modern living space. Step outside to your private covered porch with two storage closets. Includes one deeded garage parking spot, a private storage locker, and laundry on the same level. Located in a secure building with both stair and elevator access. Enjoy private community access to two swimming pools, spa, gym, clubhouse, BBQ area, playground, and sports courts. Close to many retail & dining options, Downtown San Mateo, Foster City, and all major commute routes.

Getting Around

68
WalkingSomewhat Walkable
30
TransitSome Transit
76
BikeVery Bikeable

Schools

2/10
LEAD Elementary Grades K-50.9 mi
6/10
Bayside AcademyGrades K-80.5 mi
10/10
Aragon High SchoolGrades 9-122.5 mi

Construction

Condition

  • Year built: 1968

Materials

  • Foundation: Concrete Perimeter and Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Range Hood,Microwave,Oven/Range,Refrigerator,Dryer,Washer
  • Laundry features: Community Facility

Bathroom

  • Features: ShowerandTub, Tile, UpdatedBaths

Bedrooms & Bathrooms

  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: BreakfastBar, DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Flooring: Laminate,Tile

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: None

Interior Area

  • Total structure area: 519
  • Total interior livable area: 519 sqft

Property

Details

  • Parcel number: 105130080
  • Zoning: RM00R2
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Heated
  • Spa features: Other,Spa/HotTub

Parking

  • Total spaces: 1
  • Parking features: Covered,Garage Door Opener,Parking Area
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,518$30,216
Home Insurance *$37$444
Property Taxes $642$7,704
Electricity $398$4,786
Total$3,595$43,140
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,257/yr
40% on housing$107,850/yr
45% on housing$95,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$960This listing

vs Other Active Listings

Avg $/sqft

ZIP 94404$743
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94404$1,111
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$498,000
2023-05-12Listing removed--
2023-05-02Listed for rent$2,250
2022-03-04Listing removed--
2022-02-27Price change$2,300
2022-02-21Listed for rent$2,200
2021-12-09Listing removed--
2021-09-25Listed for rent$2,200
2021-02-24Listing removed--
2020-05-13Listing removed$2,200
2020-04-29Listed for rent$2,200
2017-10-25Sold$450,000
2017-10-05Pending sale$399,000
2017-10-01Listed for sale$399,000
2015-07-23Listing removed$2,200
2015-07-17Listed for rent$2,200
2007-08-01Sold$350,000
2006-03-23Sold$177,000
2000-07-21Sold$176,000

For Sale by Agent

AgentSusan Chong
BrokerageCompass

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