234 Elm St APT 309, San Mateo, CA, 94401
About This Home
Enjoy sunny, peaceful, top-floor living in a well-established downtown community. Bamboo floors in the living and dining areas, tiled kitchen with stainless steel appliances, birch cabinets, and granite countertops. Two large, well-maintained bathrooms and two spacious bedrooms with fresh carpet and ample closets. An inviting, open balcony with southern exposure overlooks a pool and palms. The building features a new, high-quality roof, refurbished elevator, refinished backyard pool and clubhouse with new sauna. Its a short walk to the diverse restaurants, shops, and parks of downtown San Mateo and Burlingame. Commuting is a breeze with easy access to freeways, Caltrain, and the airport, with two rarely available parking spaces in the secured garage. Welcome home!
Getting Around
Very Walkable
Some Transit
Very BikeableSchools
Construction
Condition
- Year built: 1964
Materials
- Foundation: Other
- Roof: Other
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Freezer,Disposal,Range Hood,Electric Oven/Range,Refrigerator
- Laundry features: Coin Operated,Community Facility
Bathroom
- Features: PrimaryStallShowers, ShoweroverTub1
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet,Other,Tile
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,240
- Total interior livable area: 1,240 sqft
Property
Details
- Parcel number: 105400310
- Zoning: RM00R4
- Special condition: Standard
Features
- Stories: 1
- Pool features: Community
- Has view: Yes
- View description: Other
Parking
- Total spaces: 2
- Parking features: Assigned,Common,Garage Door Opener
- Covered spaces: 2
- Carport: Yes
- Carport spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,242 | $50,904 |
| Home Insurance * | $89 | $1,068 |
| Property Taxes | $1,037 | $12,444 |
| Electricity | $398 | $4,786 |
| Total | $5,766 | $69,192 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-14 | Price change | $839,000 |
| 2026-06-11 | Listed for sale | $888,888 |
| 2003-09-16 | Sold | $395,000 |
| 1996-09-27 | Sold | $195,000 |
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