425 Anchor Rd APT 209, San Mateo, CA, 94404
About This Home
Looking for a bright, comfortable home in a peaceful waterfront community? Welcome to this beautiful 2-bedroom, 1-bath with extra office working area) condo in the desirable Harbortown community on Mariners Island. Filled with natural light, this move-in-ready home features two private balconies, large windows, and excellent cross-ventilation that bring in refreshing Bay breezes year-round. Enjoy a unique island-inspired lifestyle surrounded by water while still being just minutes from Downtown San Mateo. Residents enjoy exclusive access to a private community beach, perfect for relaxing by the water, paddleboarding, kayaking, and enjoying spectacular Bay sunsets. Miles of scenic Bay Trail are just steps away, offering endless opportunities for walking, running, and cycling along the shoreline. Conveniently located near popular restaurants, shopping, entertainment, Caltrain, and major commuter routes. Additional features include in-unit laundry, secured parking, and a well-maintained community. Experience the best of Bayfront living with abundant natural light, private beach access, waterfront breezes, and a relaxed coastal lifestyle.
Getting Around
Car-Dependent
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Concrete Perimeter
- Roof: TarGravel
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Electric Cooktop,Dishwasher,Disposal,Microwave,Oven/Range,Refrigerator,Washer/Dryer
- Laundry features: Inside
Bathroom
- Features: ShoweroverTub1, Tile
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 1
- Full bathrooms: 1
Dining Room
- Features: EatinKitchen
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Laminate,Tile
- Number of fireplaces: 1
- Fireplace features: Gas,Living Room
Heating & Cooling
- Heating features: Electric
- Cooling features: None
Interior Area
- Total structure area: 950
- Total interior livable area: 950 sqft
Kitchen
- Features: Countertop_Granite, Pantry
Property
Accessibility
- Accessibility features: Elevator/Lift
Details
- Parcel number: 107340090
- Zoning: R20000
- Special condition: Standard
Features
- Stories: 1
- Pool features: Cabana Dressing Room,Community
- Has view: Yes
- View description: Water
- Has water view: Yes
- Water view: Water
Lot
- Lot size: 894 sqft
Parking
- Total spaces: 1
- Parking features: Assigned,Covered,Garage Door Opener,Guest
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Coastal Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,782 | $45,384 |
| Home Insurance * | $56 | $672 |
| Property Taxes | $827 | $9,924 |
| Electricity | $398 | $4,786 |
| Total | $5,063 | $60,756 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Contingent | $748,000 |
| 2026-07-09 | Listed for sale | $748,000 |
| 2020-04-07 | Sold | $810,000 |
| 2012-09-07 | Sold | $416,000 |
| 2007-09-26 | Sold | $460,000 |
| 2006-08-16 | Sold | $450,000 |
| 1998-09-30 | Sold | $175,000 |
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