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3090 Los Prados St APT 24, San Mateo, CA, 94403

2beds
2baths
900sqft
$575,000
$639price/sqft
$4,353/moest. monthly cost
$174,120/yrincome needed

About This Home

***HOT NEW LISTING! MOTIVATED SELLER***Top floor 2 bdrm, 2 full bath quiet condo with a penthouse view! Some remodeling, including lovely laminate flooring, and both bathrooms have been upgraded. Open concept plan for living room, kitchen (w/island), & dining area. Oh-so-convenient private garage w/storage + parking pass for 2nd outside spot. Functional roomy elevator means no need to use the stairs. The pet-friendly HOA also offers a gorgeous swimming pool plus manicured lawn. This home is ideally located just minutes from Hillsdale Shopping Center, Mariners Island Shopping Center, and Downtown San Mateo, plus it offers easy access tor the 101 and 92 commuters. As for schools, all grades are no more than 2 miles away.

Getting Around

61
WalkingSomewhat Walkable
36
TransitSome Transit
81
BikeVery Bikeable

Schools

6/10
Bayside AcademyGrades K-81.7 mi
9/10
Hillsdale High SchoolGrades 9-122.0 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1966

Materials

  • Roof: Composition

Other

  • Builder model: Top floor with hill view

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
  • Laundry features: Common Area

Bathroom

  • Features: Stall Shower,Updated Baths,Shower Over Tub

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Elevator,Breakfast Bar
  • Window features: Double Pane Windows,Window Coverings
  • Flooring: Laminate,Tile
  • Fireplace features: None

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 900
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Breakfast Bar,Dishwasher,Electric Range/Cooktop,Disposal,Microwave,Refrigerator

Property

Details

  • Parcel number: 107810190
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: Gunite,Outdoor Pool
  • Exterior features: Entry Gate
  • Fencing: Fenced
  • Has view: Yes
  • View description: Hills,Partial

Lot

  • Lot size: 1.75 Acres
  • Features: Level

Parking

  • Total spaces: 1
  • Parking features: Enclosed
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$47$564
Property Taxes $1,001$12,012
Electricity $398$4,786
Total$4,353$52,236
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,245/yr
40% on housing$130,590/yr
45% on housing$116,080/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$639This listing

vs Other Active Listings

Avg $/sqft

ZIP 94403$775
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94403$1,159
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Price change$599,000
2026-04-25Listed for sale$625,000

For Sale by Agent

AgentSteve Hill
BrokerageBalboa Real Estate

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