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860 Meridian Bay Ln Unit 143, Foster City, CA, 94404

3beds
2baths
1,606sqft
$1,139,000
$709price/sqft
$7,395/moest. monthly cost
$295,800/yrincome needed

About This Home

Welcome to 860 Meridian Bay Lane, where style, comfort, and resort-style living come together in one of Foster City's most desirable communities. This beautiful move-in-ready condo offers 3 bedrooms, 2 bathrooms, and 1,606 square feet of light-filled living space that blends timeless design with modern luxury, creating a home that's as functional as it is elegant. The spacious living room features high ceilings and a dramatic wall of windows, filling the home with natural light -- stepping out to the patio showcases a peaceful view of the grounds and the community pool. The spa-inspired bathrooms feature ceramic tile, dual sinks, walk in shower, and tub. The luxurious primary bedroom is highlighted by built in storage, and thoughtfully designed closet organizers. Residents enjoy an exceptional lifestyle with access to resort-style amenities, including a swimming pool, hot tub, sauna, fitness center, clubhouse, and playground. Just outside the complex, picturesque Foster City trails provide the perfect setting for a walk or run along the lagoon. This is a rare opportunity to own a beautifully updated home in a premier Foster City location, offering the ideal combination of luxury, convenience, and an active Bay Area lifestyle.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
75
BikeVery Bikeable

Schools

7/10
9/10
Bowditch Middle SchoolGrades 6-81.8 mi
9/10
Hillsdale High SchoolGrades 9-122.4 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers, ShoweroverTub1, Tile

Bedroom

  • Features: PrimaryBedroomonGroundFloor, BedroomonGroundFloor2plus

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningArea

Family Room

  • Features: NoFamilyRoom

Features

  • Security Gate
  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Other

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,606
  • Total interior livable area: 1,606 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 113840210
  • Zoning: R300PD
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Sauna or Steam Room
  • Patio & porch: Balcony/Patio
  • Spa features: Other,Spa/HotTub

Parking

  • Total spaces: 2
  • Parking features: Assigned,Covered,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Coastal Flooding
    Coastal FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Coastal Flooding

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,759$69,108
Home Insurance *$85$1,020
Property Taxes $1,153$13,836
Electricity $398$4,786
Total$7,395$88,740
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$253,542/yr
40% on housing$221,850/yr
45% on housing$197,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$709This listing

vs Other Active Listings

Avg $/sqft

ZIP 94404$737
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94404$1,111
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-17Listed for sale$1,139,000
1998-12-15Sold$440,000

For Sale by Agent

AgentEd Gory
BrokerageIntero Real Estate Services

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