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466 Pine Ave, Half Moon Bay, CA, 94019

2beds
2baths
1,090sqft
$680,000
$624price/sqft
$4,737/moest. monthly cost
$189,480/yrincome needed

About This Home

Experience this beautifully remodeled 466 Pine Avenue condo, where modern style meets the relaxed pace of Half Moon Bay. This two-bedroom, two-bathroom retreat with no shared walls has been thoughtfully updated to create a bright, inviting atmosphere that feels like home the moment you step through the door. The comfortable and bright living space showcases fresh finishes and a crisp, contemporary aesthetic. Whether you're hosting friends for a casual dinner or unwinding after a day by the ocean, the seamless flow between the kitchen, living areas, and deck are so inviting. Both bathrooms have been elegantly refreshed, and laundry is conveniently located inside. Beyond your front door, the magic of the coast awaits. This move-in-ready home puts you moments away from salty air, scenic bluffs, and the charming local shops and eateries that make Half Moon Bay so special. It's more than just a place to live - it's a chance to embrace a slower, more intentional lifestyle in a home that's already been perfected for you. All that's left to do is move in and start enjoying the coastal breeze.

Getting Around

88
WalkingVery Walkable
0
TransitVery Limited Transit
85
BikeVery Bikeable

Schools

Construction

Condition

  • Year built: 1986

Materials

  • Foundation: Other
  • Roof: Composition, Flat

Type & Style

  • Home type: Condo
  • Property subType: Condominium,Residential

Interior

Appliances

  • Appliances included: Dishwasher,Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: DiningAreainLivingRoom

Family Room

  • Features: NoFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Gas,Living Room

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,090
  • Total interior livable area: 1,090 sqft

Property

Details

  • Parcel number: 115140210
  • Zoning: R30000
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Indoor

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Tsunami
    TsunamiModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Drought
Tsunami
Wildfire

FEMA Declared Disasters in San Mateo County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$89$1,068
Property Taxes $812$9,744
Electricity $398$4,786
Total$4,737$56,844
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$162,411/yr
40% on housing$142,110/yr
45% on housing$126,320/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.1%
7.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$624This listing

vs Other Active Listings

Avg $/sqft

ZIP 94019$840
San Mateo County$915

vs Homes Sold Last Month

Median $/sqft

ZIP 94019$821
San Mateo County$1,106

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$680,000
2005-05-02Sold$430,000
2001-03-22Sold$349,000
1997-11-26Sold$194,000

For Sale by Agent

AgentKirsten Hagen
BrokerageCompass

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