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3730 Tower Pond Dr, Anoka, MN, 55303

2beds
1baths
1,072sqft
$368,000
$343price/sqft
$2,572/moest. monthly cost
$102,880/yrincome needed

About This Home

Some homes simply feel different the moment you walk through the door—and this is one of them. Lovingly maintained by its original owner, this immaculate home welcomes you with a spacious foyer, abundant natural light, and an open floor plan that feels warm, inviting, and perfect for everyday living. The family room was thoughtfully expanded by two feet during construction, creating even more room to gather, relax, and make memories. The beautifully designed kitchen is the true heart of the home, offering generous counter space, abundant cabinetry, and a large island where family and friends naturally come together. You'll find two spacious bedrooms, including a walk-in closet in the primary bedroom, along with a full bathroom designed for comfort and convenience. Looking for room to grow? The walkout lower level offers nearly 1,000 unfinished square feet with 10 foot ceilings and ready to become whatever you envision—a spacious family room, additional bedrooms, home office, gym, or all of the above. It's an incredible opportunity to personalize the home while building instant equity. Outside, enjoy a beautifully maintained oversized corner lot, gorgeous landscaping with three retaining walls, an in-ground sprinkler system, plenty of green space, and room to entertain or simply unwind. An oversized finished, insulated three-car garage provides exceptional storage for vehicles, hobbies, and all your outdoor gear. With a newer roof installed in 2022 and major components meticulously maintained, you can move in with confidence. Located in one of Anoka's most convenient neighborhoods, you're just minutes from the Anoka County Fairgrounds, parks, shopping, dining, and quick highway access. Homes this well cared for don't come along often. Come see why this one feels like home from the moment you arrive.

Getting Around

42
WalkingCar-Dependent
19
TransitMinimal Transit
61
BikeBikeable

Schools

7/10
Ramsey Elementary SchoolGrades K-51.8 mi
7/10
Anoka Senior High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1998

Materials

  • Roof: Age 8 Years or Less,Architectural Shingle,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Appliances

  • Appliances included: Air-To-Air Exchanger,Dishwasher,Dryer,Gas Water Heater,Range,Refrigerator,Washer,Water Softener Owned

Basement

  • Has basement: Yes
  • Basement: Sump Basket,Unfinished,Walk-Out Access

Bedroom

  • Level: Upper
  • Area: 132
  • Dimensions: 11X12

Bedroom2

  • Level: Upper
  • Area: 117
  • Dimensions: 13X9

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Upper
  • Area: 120
  • Dimensions: 12X10

Family Room

  • Level: Upper
  • Area: 247
  • Dimensions: 13X19

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,072

Foyer

  • Level: Main
  • Area: 30
  • Dimensions: 6X5

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,144
  • Total interior livable area: 1,072 sqft

Kitchen

  • Level: Upper
  • Area: 110
  • Dimensions: 10X11

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 363225240048
  • Zoning description: Residential-Single Family
  • Foundation area: 1072

Features

  • Levels: Multi/Split
  • Fencing: None

Lot

  • Lot size: 0.34 Acres
  • Features: Corner Lot,Tree Coverage - Medium
  • Lot size dimensions: 114 x 154 x 53 x 106 x 36 x 34

Parking

  • Total spaces: 3
  • Parking features: Attached,Asphalt,Garage,Garage Door Opener,Insulated Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindRelatively High
  • Hail
    HailModerate
  • Lightning
    LightningModerate

How This Home’s Risks Compare

Strong Wind
Hail
Lightning

FEMA Declared Disasters in Anoka County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$226$2,712
Property Taxes $316$3,792
Electricity $170$2,050
Total$2,572$30,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$88,182/yr
40% on housing$77,160/yr
45% on housing$68,586/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: 2.4%
2.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$343This listing

vs Other Active Listings

Avg $/sqft

ZIP 55303$173
Anoka County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 55303$183
Anoka County$194

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-29Listed for sale$368,000
1998-12-01Sold$121,750
1998-01-09Sold$29,900
1997-03-03Sold$27,900

For Sale by Agent

AgentAnthony J. Dagostino
BrokerageRE/MAX Advantage Plus

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