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20572 SW 317th St, Homestead, FL, 33030

5beds
3baths
2,136sqft
$824,999
$386price/sqft
$6,139/moest. monthly cost
$245,560/yrincome needed

About This Home

Appraised above listing price, this home offers built-in equity from day one! Nestled on over half an acre in the Redland, this 2020-built home is located on a quiet cul-de-sac with NO HOA and plenty of room for all your toys. Featuring 5 bedrooms and 3 bathrooms, the property offers an impressive list of amenities, including a screened-in patio, a 30-foot boat pad, a 2-car garage and canal frontage. A standout feature is the 18' x 20' hurricane-rated insulated shed with power, perfect for use as a workshop, hobby space, or additional storage. There's also a 20-foot storage container for even more versatility. Inside, the kitchen is equipped with quartz countertops and stainless steel appliances. The home also features impact windows, plantation shutters, and crown molding throughout, adding both style and durability. The expansive yard is home to a variety of fruit and shade trees, including fig, mulberry, mango, lychee, mahogany, and banana, with plenty of room to expand your collection. Plus, the property is serviced by well and septic, helping you save on monthly water and sewer bills. Buyer to verify all uses, restrictions, and zoning with Miami-Dade County. Please review all disclosures in MLS attachments prior to submitting an offer.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
28
BikeSomewhat Bikeable

Schools

3/10
South Dade Senior High SchoolGrades PK,9-124.5 mi
5/10
Homestead Middle SchoolGrades 6-82.7 mi

Construction

Condition

  • Year built: 2020

Materials

  • Roof: Barrel Roof
  • Construction materials: CBS Construction

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Range,Microwave,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Kitchen Island
  • Door features: High Impact Doors,French Doors
  • Window features: High Impact Windows
  • Flooring: Ceramic Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,601
  • Total interior livable area: 2,136 sqft

Property

Details

  • Parcel number: 3078150080100
  • Zoning: 2100

Features

  • Stories: 1
  • Entry location: First Floor Entry
  • Patio & porch: Open Porch,Screened Porch
  • Fencing: Fenced
  • Has view: Yes
  • View description: Canal
  • Has water view: Yes
  • Water view: Canal
  • On waterfront: Yes
  • Waterfront features: WF/No Ocean Access,Canal Front
  • Frontage length: 50
  • Residential vegetation: Fruit Trees

Lot

  • Lot size: 0.62 Acres
  • Features: 1/4 To Less Than 1/2 Acre Lot

Parking

  • Total spaces: 2
  • Parking features: Additional Spaces Available,Driveway,Rv/Boat Parking,Slab/Strip,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveVery High
  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Wildfire
    WildfireRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Drought
Wildfire
Coastal Flooding
Hail
Heat Wave
Lightning
Tornado

FEMA Declared Disasters in Miami-Dade County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,171$50,052
Home Insurance *$638$7,656
Property Taxes $1,116$13,392
Electricity $214$2,579
Total$6,139$73,668
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$210,480/yr
40% on housing$184,170/yr
45% on housing$163,706/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.8%
7.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$386This listing

vs Other Active Listings

Avg $/sqft

ZIP 33030$293
Miami-Dade County$639

vs Homes Sold Last Month

Median $/sqft

ZIP 33030$340
Miami-Dade County$404

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-31Price change$824,999
2026-06-12Listed for sale$849,999
2020-04-10Sold$419,900
2019-11-21Listing removed$419,900
2018-08-20Pending sale$419,900
2018-08-17Listed for sale$419,900

For Sale by Agent

AgentJillian Alonge
BrokerageEXP Realty LLC

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