728 Elm St APT 205, San Carlos, CA, 94070
About This Home
***LOWEST PRICED 2-Bedroom 2-Bathroom Condo in San Carlos*** Premier downtown location in the heart of The City of Good Living. Enjoy effortless access to shops, restaurants, the library, senior and youth centers, parks, top-rated schools, the train station, weekly Farmers' Market, and year-round festivals all just steps from your door. This charming end-unit condo offers privacy, natural light, and a thoughtfully designed layout. The kitchen is impeccably maintained and ideal for home chefs, flowing seamlessly into a dining area perfect for entertaining. Relax in the spacious living room or step out onto the generous balcony overlooking the sparkling pool. The primary suite features private balcony access and an en suite bath, while the sizable guest bedroom is served by a conveniently located second bath. A large hall closet provides potential for in-unit laundry. Enjoy beautifully landscaped grounds, a community pool, dedicated parking, and extra storage. Freshly painted with new carpet, this home is move-in ready. A must-see gem in an unbeatable location! Property is virtually staged.
Getting Around
Walker's Paradise
Very Limited Transit
Very BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Concrete Perimeter and Slab
- Roof: Flat
Type & Style
- Home type: Condo
- Property subType: Condominium,Residential
Interior
Appliances
- Appliances included: Dishwasher,Microwave,Electric Oven/Range,Refrigerator
- Laundry features: Community Facility
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: DiningArea
Family Room
- Features: NoFamilyRoom
Features
- Flooring: Carpet,Tile
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,070
- Total interior livable area: 1,070 sqft
Kitchen
- Features: Pantry
Property
Details
- Parcel number: 140660050
- Zoning: R30000
- Special condition: Standard
Features
- Stories: 1
- Pool features: Community,Heated,In Ground
- Has view: Yes
- View description: Garden/Greenbelt
Lot
- Lot size: 1,237 sqft
Parking
- Total spaces: 1
- Parking features: Assigned,Attached,Electric Gate,Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in San Mateo County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,767 | $45,204 |
| Home Insurance * | $57 | $684 |
| Property Taxes | $863 | $10,356 |
| Electricity | $398 | $4,786 |
| Total | $5,085 | $61,020 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-17 | Price change | $745,000 |
| 2026-01-13 | Listed for sale | $798,000 |
For Sale by Agent
View on Zillow