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620 Kentucky St, Vallejo, CA, 94590

2beds
1baths
1,015sqft
$544,900
$537price/sqft
$3,940/moest. monthly cost
$157,600/yrincome needed

About This Home

AMAZING TRANSFORMATION >>> OPEN HOUSE on SATURDAY>11th and SUNDAY>12th between 1:00 - 5:00 pm. >>> Discover timeless charm meets modern efficiency in the heart of the historic St. Vincent's District. This one-of-a-kind residence has been meticulously renovated with high-end Italian craftsmanship. The heart of the home features a Chef-inspired kitchen equipped with stainless steel appliances with gas stove, a large farmhouse sink, elegant natural stone herringbone backsplash, and custom cabinetry featuring soft-close technology and pull-out shelving throughout for maximum functionality and storage. Beyond the sophisticated interior, this home is a practical powerhouse: enjoy the significant savings of Fully Paid-Off SOLAR, a tankless water heater, and a convenient indoor laundry room with washer and a dryer. Step outside to spacious backyard, it really is a private oasis, perfect for summer BBQs and gatherings, featuring mature fruit trees—including 2 fig, 2 orange, and a lemon tree. Here is a turn-key opportunity because of the "move-in ready" nature of the property >> INVESTOR ALERT: The detached, pitched-roof garage offers incredible potential for an ADU conversion or in-law unit adding immediate value further complemented by abundant off-street parking for three cars plus dedicated space for a boat or RV parking. Ideally situated within walking distance to transit; bus and ferry terminals, and just moments from charming local cafes and restaurants. This property is the perfect blend of lifestyle and investment potential. The home you’ve been waiting for is finally here—schedule your tour today, you’ll be glad you did. Whether you are looking for your first home with room to grow or an income-producing property with the rental demand, this residence checks every box. Come and preview this timeless beauty. Don't miss this rare find to make it yours.

Getting Around

91
WalkingWalker's Paradise
44
TransitSome Transit
62
BikeBikeable

Schools

2/10
Hogan Middle SchoolGrades 6-82.2 mi
3/10
Vallejo High SchoolGrades 9-120.9 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1920

Materials

  • Foundation: Pillar/Post/Pier,Raised,Concrete Perimeter
  • Roof: Composition,Tar/Gravel
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Solar Hot Water,Dishwasher,Gas Range,Plumbed For Ice Maker,Microwave,Refrigerator,Self Cleaning Oven,Dryer,Washer,Tankless Water Heater,Washer/Dryer Stacked
  • Laundry features: Gas Dryer Hookup,Laundry Room,Common Area

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Counter - Solid Surface,Updated Kitchen
  • Window features: Window Coverings
  • Flooring: Hardwood,Laminate
  • Fireplace features: None

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s)

Interior Area

  • Total structure area: 1,015
  • Total interior livable area: 1,015 sqft

Kitchen

  • Features: 220 Volt Outlet,Breakfast Bar,Counter - Solid Surface,Dishwasher,Eat-in Kitchen,Gas Range/Cooktop,Ice Maker Hookup,Microwave,Refrigerator,Self-Cleaning Oven,Updated Kitchen

Property

Details

  • Parcel number: 0056104130
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Exterior features: Garden/Play,Storage
  • Fencing: Fenced,Full,Wood
  • Has view: Yes
  • View description: Mountain(s),Partial

Lot

  • Lot size: 6,534 sqft
  • Features: Level,Rectangular Lot,Secluded,Back Yard,Front Yard,Pool Site,Side Yard,Yard Space

Parking

  • Total spaces: 1
  • Parking features: Detached,Off Street,RV/Boat Parking,Side Yard Access,Alley Access,Garage Faces Rear,RV Access/Parking
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,755$33,060
Home Insurance *$169$2,028
Property Taxes $618$7,416
Electricity $398$4,786
Total$3,940$47,280
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,085/yr
40% on housing$118,200/yr
45% on housing$105,066/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$537This listing

vs Other Active Listings

Avg $/sqft

ZIP 94590$258
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94590$356
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-13Listed for sale$544,900
2026-03-22Listing removed$544,900
2025-11-20Listed for sale$544,900
2023-05-12Sold$540,000
2023-04-11Pending sale$525,000
2023-03-31Listed for sale$525,000
2020-03-30Sold$380,000
2020-03-04Pending sale$339,900
2020-02-28Listed for sale$339,900

For Sale by Agent

AgentFranko Ismen
BrokerageRealty One Group Today

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