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306 Winchester St, Vallejo, CA, 94590

5beds
4baths
2,238sqft
$629,000
$281price/sqft
$4,555/moest. monthly cost
$182,200/yrincome needed

About This Home

Perched on an expansive 1/3-acre lot with panoramic views of the Napa River and absolutely no rear neighbors, this semi-custom contemporary home offers the perfect blend of modern peace of mind and outdoor space. While tax records reflect a 5-bedroom layout, the home currently functions as a highly flexible 4-bedroom, 3.5-bathroom residence spread across an expansive, sun-filled floor plan. Step inside to find a light-filled interior completely refreshed with crisp new interior and exterior paint. The main level features open-concept living anchored by a classic brick fireplace, a sun-drenched kitchen with built-in skylights, a bonus sunroom, and a highly desirable main-floor bedroom and full bath. Upstairs, the primary suite opens to a private balcony capturing sweeping, peaceful river views. The heavy lifting has already been done for you with major system overhauls, including: New copper plumbing throughout the entire home. New main water line and a brand-new water heater. New high-efficiency furnace for ultimate climate comfort. Outside, the massive, private yard is a gardener's dream, featuring over a dozen varieties of mature fruit trees. With ample parking and storage space, a sprawling layout with room to grow, and massive ADU potential, this property is a rare find. Enjoy peace and privacy without sacrificing convenience, with easy access to I-80 and the Vallejo Ferry! This Property qualifies for below market interest rates, ask us how.

Getting Around

45
WalkingCar-Dependent
24
TransitMinimal Transit
17
BikeSomewhat Bikeable

Schools

2/10
Hogan Middle SchoolGrades 6-82.0 mi
3/10
Vallejo High SchoolGrades 9-122.3 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1973

Materials

  • Roof: Composition,Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Range,Refrigerator,Dryer,Washer,Gas Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • Partial bathrooms: 1

Features

  • Storage,Breakfast Bar,Counter - Solid Surface
  • Flooring: Laminate,Tile,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 2,238
  • Total interior livable area: 2,238 sqft

Kitchen

  • Features: Breakfast Bar,Counter - Solid Surface,Tile Counters,Dishwasher,Disposal,Gas Range/Cooktop,Refrigerator

Property

Details

  • Parcel number: 0061232070
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Garden,Garden/Play
  • Fencing: Fenced

Lot

  • Lot size: 0.31 Acres
  • Features: Front Yard,Back Yard,Side Yard

Parking

  • Parking features: Carport
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Coastal Flooding
    Coastal FloodingRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Inland Flooding
Landslide

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$195$2,340
Property Taxes $701$8,412
Electricity $479$5,758
Total$4,555$54,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,171/yr
40% on housing$136,650/yr
45% on housing$121,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$281This listing

vs Other Active Listings

Avg $/sqft

ZIP 94590$258
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94590$356
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Price change$618,900
2026-06-19Listed for sale$629,000
2024-04-15Sold$615,000
2024-03-23Pending sale$575,000
2024-03-14Listed for sale$575,000

For Sale by Agent

AgentMatthew Sewell
BrokerageExp Realty Of California, Inc.

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