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1200 Main St W, Carver, MN, 55315

2beds
2baths
2,344sqft
$419,000
$179price/sqft
$2,927/moest. monthly cost
$117,080/yrincome needed

About This Home

Fixer up with multiple building opportunities! Two bedroom 1 1/2 bath house and multi use garage building are on a 2 acre multilevel Bluff property, within the City Of Carver. Parcel is zoned, residential multifamily, which allows for a variety of development scenarios. Including, single family homes, duplexes, 6–8 zero lot line townhomes, or an eight unit multifamily building are possible with City approval. All utilities are already at Property location. The house interior is, finish to suit. Across the street is Carver Creek and the Minnesota Valley national wildlife refuge, which encompasses the Minnesota River. From the top level of this unique property there are Long views of the Minnesota River Valley.

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
23
BikeSomewhat Bikeable

Schools

8/10
8/10
9/10
Chaska High SchoolGrades 8-125.4 mi

Construction

Condition

  • Year built: 1890

Materials

  • Roof: Age Over 8 Years,Asphalt

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family

Interior

Basement

  • Has basement: Yes
  • Basement: Full,Unfinished

Bedroom

  • Level: Main
  • Area: 210
  • Dimensions: 15x14

Bedroom2

  • Level: Main
  • Area: 149.5
  • Dimensions: 13x11.5

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Dining Room

  • Level: Main
  • Area: 90
  • Dimensions: 10x9

Features

  • Finished area below ground: 0
  • Finished area above ground: 1,172

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 2,344
  • Total interior livable area: 2,344 sqft

Kitchen

  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Level: Main
  • Area: 208
  • Dimensions: 16x13

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 200192800
  • Zoning description: Residential-Single Family
  • Foundation area: 1172

Features

  • Levels: One
  • Stories: 1
  • Waterfront features: Creek/Stream

Lot

  • Lot size: 2.05 Acres
  • Lot size dimensions: irregular

Parking

  • Total spaces: 2
  • Parking features: Detached Garage,Gravel
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Strong Wind
    Strong WindVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Strong Wind
Cold Wave
Hail
Tornado
Heat Wave
Inland Flooding
Ice Storm
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,118$25,416
Home Insurance *$200$2,400
Property Taxes $412$4,944
Electricity $197$2,372
Total$2,927$35,124
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,354/yr
40% on housing$87,810/yr
45% on housing$78,053/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 55315$196
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55315$220
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Listed for sale$419,000
2026-05-01Listing removed$439,000
2025-12-06Price change$439,000
2025-10-06Listed for sale$489,000
2025-10-01Listing removed$539,000
2025-03-26Listed for sale$539,000
2025-02-20Listing removed$539,000
2024-10-14Price change$539,000
2024-09-12Listed for sale$579,000
2022-03-01Listing removed--
2021-10-28Listed for sale$585,000
2013-03-29Sold$74,900
2013-02-12Listed for sale$74,900
2012-05-25Sold$92,641
1996-07-30Sold$42,000

For Sale by Agent

AgentMed James
BrokerageBridge Realty, LLC

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