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577 Phelps Court, Benicia, CA, 94510

3beds
2baths
1,902sqft
$845,000
$444price/sqft
$5,682/moest. monthly cost
$227,280/yrincome needed

About This Home

Loads of light flood the living room, welcoming you into this jewel of a home. Perfectly situated in a rare and convenient court location, you are just four blocks from school and a community park featuring ball fields and a scenic walking path to Lake Herman. Inside, the home is light, bright, and open, offering a flexible floor plan enhanced by soaring vaulted ceilings. The spacious bedrooms include a retreat off the primary suite, ideal for a private office or library. The generous kitchen provides ample storage and an inviting eat-in nook for casual dining. A fantastic family room leads directly to a large, refreshing swim spa, perfect for fun afternoon swims and magical evenings. Outside, the large, private, and sunny garden makes entertaining and family barbecues a breeze. With fresh paint and new carpet throughout, this wonderful home in the waterfront community of Benicia is completely move-in ready. Fantastic Value! Welcome home!

Getting Around

7
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

6/10
Benicia Middle SchoolGrades 6-81.2 mi
9/10
Benicia High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1990

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Gas Range,Gas Water Heater,Microwave,Dryer,Washer

Basement

  • Basement: None

Bathroom

  • Features: Tub w/Shower Over
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Family Room

  • Features: Other
  • Level: Main

Features

  • Flooring: Carpet,Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,902
  • Total interior livable area: 1,902 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main

Master Bathroom

  • Features: Shower Stall(s)

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 0083294100
  • Special condition: Notice Of Default,Trust

Features

  • Levels: Two
  • Stories: 2
  • Spa features: In Ground

Lot

  • Lot size: 9,618 sqft
  • Features: Court

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Door Opener,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,272$51,264
Home Insurance *$173$2,076
Property Taxes $830$9,960
Electricity $407$4,894
Total$5,682$68,184
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$194,811/yr
40% on housing$170,460/yr
45% on housing$151,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$444This listing

vs Other Active Listings

Avg $/sqft

ZIP 94510$380
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 94510$459
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-14Listed for sale$845,000
1999-09-30Sold$285,000

Pre-Foreclosure

AgentLinda E Lewis
BrokerageCompass

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