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109 KEARNEY Way, Vacaville, CA, 95687

4beds
2baths
1,602sqft
$560,000
$350price/sqft
$3,900/moest. monthly cost
$156,000/yrincome needed

About This Home

Charming, updated 4BR/2BA home in an established Vacaville neighborhood! Spanning 1,602 sq. ft., this property features beautiful LVT flooring and a unique floor plan. The highlight is a stunning, fully remodeled kitchen with stainless steel appliances and premium cabinetry. The spacious layout flows into an inviting family room with custom cabinets and shelves. Enjoy a generous backyard perfect for outdoor dining option! Complete with central A/C and an attached 2-car garage. Near local shopping, schools, and parks. A must-see!

Getting Around

66
WalkingSomewhat Walkable
25
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

3/10
Vaca Pena Middle SchoolGrades 6-120.8 mi
6/10
Will C. Wood High SchoolGrades 9-121.5 mi

Construction

Condition

  • Year built: 1978

Materials

  • Foundation: Concrete,Raised
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,ENERGY STAR Qualified Appliances,Free-Standing Gas Range,Gas Water Heater,Ice Maker,Insulated Water Heater,Microwave,Self Cleaning Oven
  • Laundry features: Hookups Only,In Garage

Basement

  • Basement: None

Bathroom

  • Level: Lower,Upper

Bedroom

  • Level: Lower,Upper

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Family Combo
  • Level: Lower

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Brick,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,602
  • Total interior livable area: 1,602 sqft

Kitchen

  • Features: Granite Counters,Pantry Closet
  • Level: Lower

Living Room

  • Level: Lower,Main

Master Bedroom

  • Level: Lower,Upper

Property

Details

  • Parcel number: 0135246060
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 6,098 sqft
  • Features: Landscape Front,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Solano County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,831$33,972
Home Insurance *$133$1,596
Property Taxes $538$6,456
Electricity $398$4,786
Total$3,900$46,800
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$133,714/yr
40% on housing$117,000/yr
45% on housing$104,000/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.1%
8.1%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.7%
1.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$350This listing

vs Other Active Listings

Avg $/sqft

ZIP 95687$278
Solano County$282

vs Homes Sold Last Month

Median $/sqft

ZIP 95687$341
Solano County$346

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$560,000
2026-06-19Listed for sale$599,500
2010-05-04Listing removed$173,500
2009-03-17Sold$120,000
2009-02-20Listed for sale$173,500
2008-11-04Sold$239,700
2002-08-09Sold$256,500
1997-10-24Sold$132,500
1995-07-28Sold$20,000

For Sale by Agent

AgentDee Dee Ramirez
BrokerageCentury 21 Epic

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