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4940 Fox Tower Rd, Smithsburg, MD, 21783

3beds
2baths
2,163sqft
$875,000
$405price/sqft
$6,003/moest. monthly cost
$240,120/yrincome needed

About This Home

Welcome home to 4940 Fox Tower Road – An architectural monolithic dome estate offering energy-efficient, disaster-resilient luxury in the Catoctin Mountains. Experience the perfect blend of architectural innovation, unmatched resilience, and modern luxury in this custom-built 2022 Monolithic Dome residence. Perfect for a primary residence, luxury rental, corporate retreat, or vacation home. Appraised at $1.3M upon completion, this one-of-a-kind property offers exceptional durability, ultra-low energy costs, and striking visual appeal. Situated on 5.95 acres, with approximately 2.5 acres under forest protection and the remainder open woodland and grass, it offers complete privacy and natural beauty. The home features 1,890 square feet of livable space in its three interconnected monolithic Domes designed for flow, function, and strength, plus a 12x14 enclosed sunroom and a 36-foot diameter 3 car garage with generous storage. Interior highlights include a gourmet kitchen with premium appliances and custom finishes, spa-inspired bathrooms with high-end tile and fixtures, heated floors throughout the home and garage, plus smart-home technology for lighting, climate, and security. The home is FEMA-recognized disaster-resilient architecture (wind, fire, and storm rated). Additionally, beyond the home is a parking area with a dedicated RV station (40’ motor home capacity) featuring full 50-amp, water, and sewer hookups — ideal for guests, travel lovers, or a second residence on wheels. All of this located between Smithsburg and Thurmont along Route 77, minutes from historic Camp David, only 20 minutes from Frederick and within easy reach of DC, Baltimore, and Gettysburg, plus nearby Catoctin Mountain Park, wineries, hiking, and outdoor recreation destinations. Don’t miss out on this one-of-a-kind opportunity!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
4/10
Thurmont Middle SchoolGrades 6-85.0 mi
5/10
Catoctin High SchoolGrades 9-125.0 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Permanent
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Dome
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Cooktop,Dishwasher,Double Oven,Refrigerator,Stainless Steel Appliance(s),Washer,Dryer,Water Heater,Water Treat System,Electric Water Heater
  • Laundry features: Washer In Unit,Dryer In Unit,Main Level,Laundry Room

Bathroom2

  • Level: Main

Bedroom2

  • Level: Main

Bedroom3

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Den

  • Level: Main

Features

  • Attic,Ceiling Fan(s),Combination Kitchen/Dining,Entry Level Bedroom,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Pantry,Primary Bath(s),Upgraded Countertops,Walk-In Closet(s)
  • Window features: Window Treatments
  • Flooring: Carpet,Wood
  • Finished area below ground: 0
  • Finished area above ground: 2,163

Heating & Cooling

  • Heating features: Forced Air,Other
  • Cooling features: Central Air,Ceiling Fan(s),Electric

Interior Area

  • Total structure area: 2,163
  • Total interior livable area: 2,163 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Main

Living Room

  • Level: Main

Primary Bathroom

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: Accessible Doors,No Stairs

Details

  • Parcel number: 1110592480
  • Zoning: R
  • Zoning description: See Zoning Map
  • Special condition: Standard,Bankruptcy Property,Third Party Approval

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio
  • Has view: Yes
  • View description: Trees/Woods

Lot

  • Lot size: 5.95 Acres

Parking

  • Total spaces: 9
  • Parking features: Storage,Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Attached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes
  • Uncovered spaces: 6

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Lightning
Strong Wind
Winter Weather

FEMA Declared Disasters Across Maryland Counties

Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,424$53,088
Home Insurance *$374$4,488
Property Taxes $924$11,088
Electricity $281$3,374
Total$6,003$72,036
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$205,817/yr
40% on housing$180,090/yr
45% on housing$160,080/yr

Maryland FAIR Plan Programs

Maryland Joint Insurance Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 678Commercial: 44
Total Premiums$854,000
Total Exposure$326.56M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.6%
11.6%
0%30.0%
Electricity Growth Rate10-year average: 8.1%
8.1%
0%15.0%
Property Taxes Growth Rate2-year average: -0.4%
-0.4%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 21783$204
Frederick County$211

vs Homes Sold Last Month

Median $/sqft

ZIP 21783$207
Frederick County$230

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-09Price change$995,000
2026-04-01Price change$1,149,000
2025-11-12Price change$1,250,000
2025-10-15Listed for sale$1,295,000
2020-10-21Sold$65,000
2020-07-16Listing removed$114,900
2019-03-06Listed for sale$114,900
2019-01-17Listing removed$114,900
2018-06-01Price change$114,900
2018-05-21Price change$579,900
2018-03-12Listed for sale$114,900

For Sale by Agent

AgentJames Bass
BrokerageReal Estate Teams, LLC

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