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10404 210th Lane SW, Rochester, WA, 98579

3beds
2baths
2,000sqft
$629,000
$315price/sqft
$3,504/moest. monthly cost
$140,160/yrincome needed

About This Home

Beautiful 5 acre rambler up for grabs! Michigan Hill property built in 2016 features 2 horse stalls and a fenced acreage. Enjoy privacy among picturesque and territorial views. The home features a covered porch, outdoor deck space, beautiful scenic windows, walk in pantry, utility room off the garage, propane fireplace, an open kitchen with quality cabinets and stainless steel appliances. Thoughtful floor plan utilizing natural light throughout, primary bedroom with attached bathroom featuring a walk in closet, soaking tub, shower and double sink. The open layout looks out to the rolling pastures, woods and nature. The home sits on a dead end so if privacy and tranquility are your goals then look no further! Large garage space and an outbuilding for all your accessories- it's ALL here.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

6/10
7/10
Rochester Middle SchoolGrades 6-82.6 mi
5/10
Rochester High SchoolGrades 9-123.0 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2016

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Metal/Vinyl,Wood Siding,Wood Products,Cement Plank

Notable Dates

  • Major remodel year: 2016

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Refrigerator,Stove(s)/Range(s),Dishwasher(s),Microwave(s),Refrigerator(s),Water Heater: electric

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Flooring: Ceramic Tile,Engineered Hardwood,Carpet
  • Number of fireplaces: 1
  • Fireplace features: See Remarks,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric,Propane
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 2,000
  • Total interior livable area: 2,000 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Utility Room

  • Level: Main

Property

Details

  • Parcel number: 13518410201
  • Zoning description: Jurisdiction: County
  • Special condition: Standard
  • Other equipment: Wired for Generator

Features

  • Levels: One
  • Stories: 1
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dining Room,Fireplace,Walk-In Closet(s),Water Heater,Wired for Generator
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Equestrian,Level,Partial Slope,Sloped
  • Residential vegetation: Garden Space,Pasture,Wooded

Lot

  • Lot size: 5 Acres
  • Features: Dead End Street,Open Lot,Secluded,Value In Land,Cable TV,Deck,Fenced-Partially,High Speed Internet,Outbuildings,Patio,RV Parking,Shop

Parking

  • Total spaces: 3
  • Parking features: Driveway,Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Winter Weather

FEMA Declared Disasters in Thurston County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$145$1,740
Property Taxes $30$360
Electricity $149$1,793
Total$3,504$42,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$120,137/yr
40% on housing$105,120/yr
45% on housing$93,440/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 1.0%
1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$315This listing

vs Other Active Listings

Avg $/sqft

ZIP 98579$254
Thurston County$297

vs Homes Sold Last Month

Median $/sqft

ZIP 98579$265
Thurston County$285

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$689,000

For Sale by Agent

AgentMatt Small
BrokerageColdwell Banker Danforth

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