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313 N Jefferson Street, Cloverdale, CA, 95425

3beds
2baths
1,408sqft
$619,000
$440price/sqft
$4,187/moest. monthly cost
$167,480/yrincome needed

About This Home

Welcome to 313 N. Jefferson St, a single-level, 3-bedroom, 2-bath classic ranch style home, just 3 blocks from downtown Cloverdale. Upon arrival, find a generous front porch and a thriving vegetable garden with tomatoes, pomegranates, strawberries, cucumbers and peppers, all sheltered by the shade of the renowned organic 14-ft tall sunflowers. It's what locals call, "the Sunflower House." The home has many upgrades, including the kitchen, with a Wolf range, bathrooms with walk-in showers, and beyond the 1,408 recorded square footage, there are additional spaces for you to enjoy which include a former garage converted into a redwood-paneled entertainment den, a spacious, fully-screened back area sun porch, and a workshop/art studio in the backyard area with electricity which may be considered for future enhancement. See floor plans. Economical upgrades include recently installed solar panels, a Tesla backup battery, and newer electrical, French drains and privacy fencing. On a 7,200 square foot lot, the property's rear yard is anchored by a pair of cedar trees which shade flagstone walkways, and a hot tub pad. Wander through beautiful gardens and seating areas, offering a variety of trees (citrus, camellia, Japanese maple, olive, shoestring acacia, Korean spice viburnum) and flowering plants, citrus, herbs, succulents, manzanita, grape vines, and jasmine. This rare offering, with its proximity to downtown, is a great opportunity to combine an indoor/outdoor lifestyle with small-town charm in northern Sonoma County!

Getting Around

71
WalkingVery Walkable
0
TransitVery Limited Transit
52
BikeBikeable

Schools

2/10
Washington SchoolGrades 5-80.4 mi
4/10
Cloverdale High SchoolGrades 9-120.3 mi
2/10

Construction

Condition

  • Year built: 1949

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning,See Remarks
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,408
  • Total interior livable area: 1,408 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 001044019000
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Rear Porch,Enclosed
  • Fencing: Back Yard,Front Yard

Lot

  • Lot size: 7,200 sqft
  • Features: Garden,Landscaped,Sidewalk/Curb/Gutter

Parking

  • Total spaces: 1
  • Parking features: No Garage,Open,Gentle Up
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,130$37,560
Home Insurance *$206$2,472
Property Taxes $453$5,436
Electricity $398$4,786
Total$4,187$50,244
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,554/yr
40% on housing$125,610/yr
45% on housing$111,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 95425$729
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95425$400
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-09Pending sale$619,000
2026-07-30Price change$619,000
2026-07-16Listed for sale$649,000
2013-08-01Sold$242,000

For Sale by Agent

AgentKen Knight
BrokerageCompass

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