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3907 NE 91st Ter, Kansas City, MO, 64156

5beds
3baths
2,286sqft
$485,000
$212price/sqft
$3,296/moest. monthly cost
$131,840/yrincome needed

About This Home

Welcome home to this spacious and beautifully designed California split-level featuring 5 true bedrooms, 3 full bathrooms, and over 2,200 square feet of finished living space. The open-concept main level showcases soaring ceilings, rich wood flooring, a cozy fireplace, and a gourmet kitchen complete with granite countertops, stainless steel appliances, a large island, dual pantries, and abundant cabinet space. The private primary suite offers a spa-like bath with a walk-in shower and direct access to the laundry room through the oversized walk-in closet. The finished walkout lower level includes a recreation room, additional bedroom, and full bath, providing flexible space for guests, a home office, or entertaining. Enjoy outdoor living on the covered deck overlooking a beautifully landscaped backyard featuring a patio, fire pit, koi pond, waterfall, and garden beds. Conveniently located near shopping, dining, and highly rated schools, this move-in ready home offers the perfect blend of comfort, functionality, and outdoor charm.

Getting Around

6
WalkingCar-Dependent
0
TransitNo Nearby Transit
21
BikeSomewhat Bikeable

Schools

8/10
7/10
9/10
Staley High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 2017

Materials

  • Roof: Composition
  • Construction materials: Stone & Frame,Stucco

Other

  • Builder name: OWENS BUILT PROP

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Stainless Steel Appliance(s)
  • Laundry features: Laundry Room,Main Level

Basement

  • Has basement: Yes
  • Basement: Finished,Walk-Out Access

Bathroom2

  • Features: Ceramic Tiles,Granite Counters,Shower Over Tub
  • Level: Second

Bathroom3

  • Features: Ceramic Tiles,Granite Counters,Shower Only
  • Level: Lower

Bedroom2

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom3

  • Features: Carpet,Ceiling Fan(s)
  • Level: Second

Bedroom4

  • Features: Carpet,Ceiling Fan(s)
  • Level: Lower

Bedroom5

  • Features: Carpet
  • Level: Basement

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Breakfast Room

  • Level: Main

Features

  • Ceiling Fan(s),Kitchen Island,Pantry,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Great Room
  • Fireplace: Yes
  • Finished area below ground: 677
  • Finished area above ground: 1,609

Great Room

  • Features: Ceiling Fan(s),Fireplace
  • Level: First

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Electric

Interior Area

  • Total structure area: 2,286
  • Total interior livable area: 2,286 sqft

Kitchen

  • Features: Granite Counters,Kitchen Island,Pantry,Wood Floor
  • Level: Main

Laundry

  • Features: Built-in Features,Ceramic Tiles
  • Level: Main

Master Bathroom

  • Features: Ceramic Tiles,Double Vanity,Granite Counters
  • Level: Main

Master Bedroom

  • Features: Carpet,Ceiling Fan(s),Walk-In Closet(s)
  • Level: Main

Recreation Room

  • Features: Carpet
  • Level: Lower

Property

Details

  • Parcel number: 141100011015.00

Features

  • Patio & porch: Patio
  • Spa features: Bath

Lot

  • Lot size: 10,018 sqft
  • Features: City Lot,Corner Lot,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Tornado
    TornadoRelatively High
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Tornado
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Other
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,452$29,424
Home Insurance *$242$2,904
Property Taxes $428$5,136
Electricity $174$2,094
Total$3,296$39,552
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$113,005/yr
40% on housing$98,880/yr
45% on housing$87,893/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.4%
11.4%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$212This listing

vs Other Active Listings

Avg $/sqft

ZIP 64156$215
Clay County$184

vs Homes Sold Last Month

Median $/sqft

ZIP 64156$210
Clay County$168

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-07-02Listed for sale$485,000
2024-06-27Sold--
2024-06-02Pending sale$450,000
2024-05-31Listed for sale$450,000
2022-05-20Sold--
2022-04-13Pending sale$400,000
2022-04-08Listed for sale$400,000
2017-06-08Sold--

For Sale by Agent

AgentBrittany Kennedy
BrokerageKeller Williams Realty Partners Inc.

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