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438 Matheson Street, Healdsburg, CA, 95448

4beds
4baths
3,300sqft
$4,950,000
$1,500price/sqft
$30,769/moest. monthly cost
$1,230,760/yrincome needed

About This Home

Nestled on one of Healdsburg's most coveted streets, just a short stroll from the vibrant Plaza, 438 Matheson St. is a stunning example of early 20th-century charm paired with modern-day versatility. Set on a generous corner lot spanning approximately a quarter acre, this property boasts a serene oasis with formal gardens, a sparkling pool, and room to expand with additional flower or vegetable beds. Steeped in character, the over 3,000 sq. ft. home (+/-) spans three thoughtfully designed levels. The main floor has a formal parlor and dining room, a beautifully remodeled gourmet kitchen, and a cozy media room, all anchored by timeless details and abundant natural light. Upstairs, two spacious bedrooms plus an office and two bathrooms share the spotlight with a delightful covered porch, perfect for enjoying quiet moments overlooking the picturesque street below. The versatile lower level opens up endless possibilities, offering space for one to two additional bedrooms, a home office, or even a private theater. Complete with a full bath and laundry room, it's a flexible haven for evolving needs. Outside, a detached garage sparks inspiration with its potentialimagine transforming it into a summer kitchen, guest quarters, or an ADU. Recent upgrades, including fresh interior and exterior paint, a brand-new roof, and a solar system, make this home as efficient as it is enchanting. 438 Matheson seamlessly blends timeless elegance with modern functionality, offering an unparalleled opportunity to live in one of Healdsburg's most desirable locations.

Getting Around

82
WalkingVery Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

9/10
6/10
9/10
Healdsburg High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1915

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition,Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Gas Cooktop,Gas Plumbed
  • Laundry features: Gas Hook-Up,In Basement

Basement

  • Has basement: Yes
  • Basement: Finished

Bathroom

  • Features: Shower Stall(s),Split Bath
  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Room
  • Level: Main

Family Room

  • Level: Main

Features

  • Formal Entry
  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace(s),Floor Furnace,Gas
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 3,300
  • Total interior livable area: 3,300 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Marble Counter,Breakfast Nook
  • Level: Main

Living Room

  • Features: Open Beam Ceiling
  • Level: Main

Master Bathroom

  • Features: Marble

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Details

  • Parcel number: 002231016000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Stories: 2
  • Pool features: In Ground
  • Patio & porch: Covered
  • Exterior features: Balcony
  • Fencing: Wood

Lot

  • Lot size: 0.27 Acres
  • Features: Corner Lot,Landscape Front,Manual Sprinkler F&R

Parking

  • Total spaces: 4
  • Parking features: Detached,Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $25,029$300,348
Home Insurance *$1,111$13,332
Property Taxes $3,922$47,064
Electricity $707$8,491
Total$30,769$369,228
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,054,937/yr
40% on housing$923,070/yr
45% on housing$820,506/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,500This listing

vs Other Active Listings

Avg $/sqft

ZIP 95448$911
Sonoma County$597

vs Homes Sold Last Month

Median $/sqft

ZIP 95448$711
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-22Listed for sale$5,495,000
2003-05-29Sold$895,000

For Sale by Agent

AgentAlain-Martin Pierret
BrokerageCompass

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