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3181 Fm 16 E, Tyler, TX, 75706

--beds
--baths
3,000sqft
$350,000
$117price/sqft
$2,729/moest. monthly cost
$109,160/yrincome needed

About This Home

This spacious 5.7-acre property in Winona ISD features a 3,000 sf triplex & a 800 sf shop. It includes washer & dryer connections. The property is perfect for those seeking a peaceful, rural setting with plenty of space to enjoy the outdoors. It has a covered front & back porch. The charming 3 BR/2 Bath triplex (Metal Building) boasts three separate units, each with 1000 sf living space and modern amenities. The back porch of the main house overlooks a serene pond and lush wooded acreage, providing a tranquil escape and beautiful views. Situated in a convenient location, this property offers easy access to nearby Tyler, TX, while still providing the privacy and seclusion of rural living. Whether you're looking for an investment opportunity or a spacious family retreat, this property is a must-see

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
14
BikeSomewhat Bikeable

Schools

3/10
Winona Elementary SchoolGrades PK-55.2 mi
8/10
Winona Middle SchoolGrades 6-85.2 mi
3/10
Winona High SchoolGrades 9-125.2 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Slab
  • Roof: Metal,Gable
  • Construction materials: Other

Type & Style

  • Home type: MultiFamily
  • Property subType: Triplex

Interior

Appliances

  • Appliances included: Electric Water Heater

Features

  • Fireplace features: None

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total structure area: 3,000
  • Total interior livable area: 3,000 sqft

Property

Details

  • Parcel number: R133709 partial

Features

  • Patio & porch: Covered

Lot

  • Lot size: 5.70 Acres

Parking

  • Total spaces: 6
  • Parking features: Open

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveRelatively High
  • Lightning
    LightningRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Ice Storm
    Ice StormModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Lightning
Cold Wave
Hail
Ice Storm
Strong Wind
Wildfire
Winter Weather

FEMA Declared Disasters Across Texas Counties

Flood
Severe Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,769$21,228
Home Insurance *$178$2,136
Property Taxes $453$5,436
Electricity $329$3,953
Total$2,729$32,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,565/yr
40% on housing$81,870/yr
45% on housing$72,773/yr

Texas FAIR Plan Programs

Texas FAIR Plan Association

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →

Texas Windstorm Insurance Association

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 126,680Commercial: -4
Total Premiums$237.28M
Total Exposure$32.93B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.3%
6.3%
0%30.0%
Electricity Growth Rate10-year average: 3.8%
3.8%
0%15.0%
Property Taxes Growth Rate2-year average: -1.1%
-1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$117This listing

vs Other Active Listings

Avg $/sqft

ZIP 75706$150
Smith County$176

vs Homes Sold Last Month

Median $/sqft

ZIP 75706$204
Smith County$171

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-01-17Price change$367,500
2025-04-08Price change$369,900
2024-11-13Listed for sale$484,900

For Sale by Agent

AgentDena Ochoa
BrokerageTexas Real Estate Executives, The Daniels Group - Gilmer

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