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9741 NE White Horse Drive, Kingston, WA, 98346

4beds
3baths
4,123sqft
$1,667,000
$404price/sqft
$10,183/moest. monthly cost
$407,320/yrincome needed

About This Home

Experience refined Northwest living in this custom contemporary home that truly feels better than new in a wonderful golf community. From the moment you step through striking glass double doors, you’re welcomed by an impressive entry anchored by a dramatic floor-to-ceiling stone fireplace, a stunning focal point that sets the tone for the entire home. Designed for both comfort & style, the light-filled open floor plan showcases expansive windows in every room, bringing in natural light & serene greenbelt views. Main level features a luxurious primary suite & private den, offering flexibility for work or relaxation. Gourmet kitchen is beautifully appointed w/ custom cabinetry, elevated finishes & premium appliances, seamlessly flowing into great room & out to a covered deck, perfect for year-round entertaining. Thoughtful upgrades continue throughout, including heated bathroom floors, heated toilets, contemporary backlit built-ins & custom window coverings. Upstairs, a spacious bonus room w/ stone fireplace provides ideal gathering space. Finished lower level/basement offers versatility for a home gym or media room. Practical luxury shines w/ a well-designed mudroom off the garage w/ built-in storage, an oversized utility room w/ abundant cabinetry & counter space, epoxy-finished garage floors, sprinkler system & additional parking. Modern design, exceptional upgrades & a peaceful setting. This move-in-ready home offers comfort, functionality & elevated style at every turn.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

4/10
5/10
Kingston Middle SchoolGrades 6-81.7 mi
9/10
Kingston High SchoolGrades 9-122.0 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Cement Plank

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s)

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 1
  • 3/4 bathrooms: 1
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 1

Bonus Room

  • Level: Second

Entry Hall

  • Level: Main

Features

  • Bath Off Primary,Dining Room
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood
  • Number of fireplaces: 2
  • Fireplace features: Electric,Main Level: 1,Upper Level: 1,Fireplace
  • Fireplace: Yes

Heating

  • Heating features: Fireplace,Heat Pump,Electric

Interior Area

  • Total structure area: 4,123
  • Total interior livable area: 4,123 sqft

Living Room

  • Level: Main

Other

  • Level: Lower

Property

Details

  • Parcel number: 54730000240009
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,Vaulted Ceiling(s),Walk-In Closet(s)
  • Has view: Yes

Lot

  • Lot size: 0.72 Acres
  • Features: Paved,Cable TV,Deck,Irrigation

Parking

  • Total spaces: 2
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Landslide
Coastal Flooding
Heat Wave
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,429$101,148
Home Insurance *$338$4,056
Property Taxes $1,134$13,608
Electricity $282$3,384
Total$10,183$122,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,131/yr
40% on housing$305,490/yr
45% on housing$271,546/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$404This listing

vs Other Active Listings

Avg $/sqft

ZIP 98346$332
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98346$322
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Price change$1,667,000
2026-02-20Price change$1,675,000
2026-01-06Listed for sale$1,720,000
2024-11-13Sold$1,550,000
2019-03-21Listing removed$119,000
2018-08-09Price change$119,000
2018-07-03Price change$129,000
2018-05-03Price change$169,000
2018-03-21Listed for sale$189,000
2006-08-29Sold$195,000
2006-04-24Sold$189,120

For Sale by Agent

AgentSena Johnston-Krause
BrokerageRedfin

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