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27661 Mcintosh Loop NE, Kingston, WA, 98346

3beds
3baths
2,633sqft
$820,000
$311price/sqft
$5,060/moest. monthly cost
$202,400/yrincome needed

About This Home

Discover the unparalleled elegance of Apple Tree Point, a breathtaking sanctuary where modern luxury harmonizes perfectly with the serene majesty of the Kitsap Peninsula. This impeccably maintained, 2,633-square-foot Capstone masterpiece is nestled on a lush, secluded 0.42-acre lot that feels more like a private oasis than a backyard. Inside, the home is a celebration of its environment; soaring ceilings and rich engineered hardwoods lead you toward expansive, strategically placed windows that act as living frames for the verdant, park-like canopy outside, pulling the calming influence of the towering trees into every room. The heart of the home is a true chef’s kitchen, boasting slab granite counters and premium stainless appliances, while the dedicated main-floor den and massive upper-level bonus room provide versatile spaces for work and play. Whether you are enjoying the whisper-quiet comfort of the high-efficiency heat pump or curling up by the cozy electric fireplace on a misty PNW evening, every corner of this residence exudes quality. Complete with a spacious three-car garage and ample guest parking, this estate offers a rare best-of-both-worlds lifestyle—you are located just over a mile from the Kingston/Edmonds ferry and the Seattle Fast Ferry for effortless city access, yet your daily reality remains a tranquil retreat that feels worlds apart from the hustle and bustle.

Getting Around

5
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

5/10
Kingston Middle SchoolGrades 6-81.7 mi
9/10
Kingston High SchoolGrades 9-121.3 mi

Construction

Condition

  • Property condition: Very Good
  • Year built: 2016

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Cement Planked,Stone,Wood Siding,Cement Plank

Notable Dates

  • Major remodel year: 2016

Other

  • Builder name: Capstone Homes

Type & Style

  • Home type: SingleFamily
  • Architectural style: 2 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Microwave(s),Refrigerator(s),Washer(s),Water Heater: Electric,Water Heater Location: Garage

Basement

  • Basement: None

Bathroom Full

  • Level: Second

Bathroom Full

  • Level: Second

Bedroom

  • Level: Second

Bedroom

  • Level: Second

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Bonus Room

  • Level: Second

Den Office

  • Level: Main

Dining Room

  • Level: Main

Entry Hall

  • Level: Main

Family Room

  • Level: Main

Features

  • Bath Off Primary,Dining Room,High Tech Cabling
  • Window features: Dbl Pane/Storm Window
  • Flooring: Engineered Hardwood,Vinyl,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Electric,Lower Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Heat Pump,Electric
  • Cooling features: Forced Air,Heat Pump

Interior Area

  • Total structure area: 2,633
  • Total interior livable area: 2,633 sqft

Kitchen With Eating Space

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Second

Other

  • Level: Main

Property

Details

  • Parcel number: 55530000060004
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Main
  • Patio & porch: Bath Off Primary,Dbl Pane/Storm Window,Dining Room,Fireplace,High Tech Cabling,Walk-In Closet(s),Water Heater
  • Topography of land: Level

Lot

  • Lot size: 0.42 Acres
  • Features: Paved,Secluded,Cable TV,Fenced-Fully,Patio

Parking

  • Total spaces: 3
  • Parking features: Attached Garage
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Earthquake
Landslide
Coastal Flooding
Heat Wave
Winter Weather

FEMA Declared Disasters in Kitsap County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,146$49,752
Home Insurance *$166$1,992
Property Taxes $568$6,816
Electricity $180$2,161
Total$5,060$60,720
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,485/yr
40% on housing$151,800/yr
45% on housing$134,933/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.3%
9.3%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.0%
3.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$311This listing

vs Other Active Listings

Avg $/sqft

ZIP 98346$336
Kitsap County$293

vs Homes Sold Last Month

Median $/sqft

ZIP 98346$322
Kitsap County$302

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-15Listed for sale$875,000
2017-04-17Sold$449,000

For Sale by Agent

AgentEric Shulda
BrokerageJohn L. Scott Woodinville

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