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1257 Lattimore Road, Ferndale, WA, 98248

5beds
4baths
3,859sqft
$795,000
$206price/sqft
$4,901/moest. monthly cost
$196,040/yrincome needed

About This Home

Tucked away off a quiet road on a spacious 1.25-acre lot, this nearly 4,000 sqft home offers endless potential and opportunity. Previously operated as a successful adult family home, the property features five bedrooms, two bonus rooms, and three bathrooms — providing plenty of space and flexibility for a variety of uses. Designed for convenient single-level living, the home includes a large living room, formal dining room, primary suite with en suite bathroom, and multiple additional flex spaces ready to fit your needs. Outside, you’ll find ample parking, room for a future shop, a private well, and an old barn full of character and potential. With a brand-new roof and plywood installed in 2025, this property is ready for your finishing touches and vision to bring it to life.

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
16
BikeSomewhat Bikeable

Schools

6/10
7/10
Vista Middle SchoolGrades 6-82.6 mi
5/10
Ferndale High SchoolGrades 9-122.5 mi

Construction

Condition

  • Property condition: Good
  • Year built: 1991

Materials

  • Foundation: Poured Concrete
  • Roof: Composition
  • Construction materials: Wood Products

Type & Style

  • Home type: SingleFamily
  • Architectural style: 1 Story
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Refrigerator,Stove(s)/Range(s),Washer,Dishwasher(s),Dryer(s),Refrigerator(s),Washer(s)

Basement

  • Basement: None

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bathroom Full

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 4
  • Main level bedrooms: 5

Features

  • Bath Off Primary,Ceiling Fan(s),Dining Room
  • Flooring: Laminate,Vinyl,Vinyl Plank,Carpet
  • Number of fireplaces: 1
  • Fireplace features: Gas,Main Level: 1,Fireplace
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Fireplace,Forced Air,Propane
  • Cooling features: None

Interior Area

  • Total structure area: 3,859
  • Total interior livable area: 3,859 sqft

Other

  • Level: Main

Property

Details

  • Parcel number: 3902150633820000
  • Zoning description: Jurisdiction: County
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Bath Off Primary,Ceiling Fan(s),Dining Room,Fireplace
  • Has view: Yes
  • View description: Territorial
  • Topography of land: Partial Slope,Rolling
  • Residential vegetation: Fruit Trees,Garden Space,Pasture,Wooded

Lot

  • Lot size: 1.25 Acres
  • Features: Open Lot,Secluded,Value In Land,Barn,Cable TV,Deck,High Speed Internet,Outbuildings,Propane,RV Parking

Parking

  • Total spaces: 2
  • Parking features: Attached Garage,RV Parking
  • Has garage: Yes
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Volcanic Activity
    Volcanic ActivityModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Cold Wave
Earthquake
Inland Flooding
Ice Storm
Volcanic Activity
Winter Weather

FEMA Declared Disasters in Whatcom County and Washington

Fire
Flood
Mud Landslide
Severe Storm
Straight Line Winds
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,019$48,228
Home Insurance *$145$1,740
Property Taxes $474$5,688
Electricity $263$3,167
Total$4,901$58,812
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,034/yr
40% on housing$147,030/yr
45% on housing$130,693/yr

Washington FAIR Plan Programs

Washington FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 306Commercial: 55
Total Premiums$858,000
Total Exposure$176.33M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.8%
11.8%
0%30.0%
Electricity Growth Rate10-year average: 3.0%
3.0%
0%15.0%
Property Taxes Growth Rate2-year average: 3.8%
3.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$206This listing

vs Other Active Listings

Avg $/sqft

ZIP 98248$516
Whatcom County$301

vs Homes Sold Last Month

Median $/sqft

ZIP 98248$325
Whatcom County$335

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-11Listed for sale$869,000
2007-02-08Sold$635,000
2005-11-30Sold$508,280

For Sale by Agent

AgentRichard E Crane
BrokerageKeller Williams Western Realty

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