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2564 Prosper Rd, Sacramento, CA, 95834

4beds
4baths
1,658sqft
$460,000
$277price/sqft
$3,292/moest. monthly cost
$131,680/yrincome needed

About This Home

Discover Modern Urban Luxury North Natomas! A Sophisticated Three-Story Single-Family Residence Perfectly Designed For House Hacking Or Multi-Generational Living. This 1,658-Square-Foot Home Features A Rare And Highly Functional Layout With 4 Bedrooms And 4 FULL Bathrooms. First Floor: You've Got A Private Bedroom And Full Bathroom Right As You Walk In. Plus, The Garage Has That Clean Epoxy Floor Everyone Loves. Second Floor: This Is The Heart Of The Home, Featuring The Main Living Area And A Kitchen That Flows Right Out Onto Your Private Balcony. You'll Also Find Another Full Bedroom And Bathroom Here, Making It Super Convenient For Daily Living. Third Floor: The Top Level Holds The Remaining Bedrooms And Full Bathrooms, Giving You A Quiet Retreat At The End Of The Day. The Best Part? This Floor Leads Out To A Rooftop Terrace With Downtown City Views That's Perfect For Hosting Friends Or Just Catching The Sunset. With Upgraded Recessed Lighting And Luxury Blinds Throughout, The Whole Place Has A High-End, Modern Vibe While Being Just Minutes From Downtown Sacramento & Parks, Trails And Shopping North Natomas Has To Offer.

Getting Around

57
WalkingSomewhat Walkable
26
TransitSome Transit
53
BikeBikeable

Schools

4/10
2/10
Natomas Middle SchoolGrades 6-81.9 mi
7/10
Inderkum High SchoolGrades 9-121.2 mi

Construction

Condition

  • Year built: 2016

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave
  • Laundry features: Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,658 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 22527800220000
  • Attached to another structure: Yes
  • Zoning description: R-3-PU
  • Special condition: Standard

Features

  • Exterior features: Balcony,Outdoor Grill

Lot

  • Lot size: 1,463 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Rear
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,326$27,912
Home Insurance *$105$1,260
Property Taxes $463$5,556
Electricity $398$4,786
Total$3,292$39,504
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,868/yr
40% on housing$98,760/yr
45% on housing$87,786/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$277This listing

vs Other Active Listings

Avg $/sqft

ZIP 95834$234
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95834$283
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-08Price change$484,000
2026-04-11Listed for sale$494,000
2017-01-18Sold$320,500

For Sale by Agent

AgentNico Almanza
BrokerageWaterman Real Estate

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