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549 Catherine Court, Santa Rosa, CA, 95409

3beds
3baths
2,326sqft
$1,069,000
$460price/sqft
$6,933/moest. monthly cost
$277,320/yrincome needed

About This Home

On the eastern edge of Santa Rosa in the private gated community of Wild Oak you'll find this uniquely customized home at the end of a cul-de-sac with a panoramic view of the Wild Oak Saddle Club polo field. This home was updated from top to bottom with an open kitchen and refreshed bathrooms. The homeowner also updated the flooring, painted inside and out, smoothed walls and rounded corners throughout the home, added interior lighting and doors, including closets, plus much more. The roof, furnace, air conditioning and ducting were replaced, and an interior electrical sub-panel was added. There is a formal living room with vaulted open beam ceiling and fireplace, in addition to a formal dining room with glass doors to the garden. The eat-in kitchen opens to the family room with fabulous views. Two sets of french doors lead to the wrap around deck where there's plenty of space to relax and enjoy sunsets and the wildlife that frequent the neighborhood. Come experience the beauty and relaxed lifestyle of Sonoma County's Wine Country.

Getting Around

19
WalkingCar-Dependent
19
TransitMinimal Transit
24
BikeSomewhat Bikeable

Schools

10/10
5/10
9/10

Construction

Condition

  • Year built: 1979

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Disposal,Free-Standing Refrigerator,Gas Cooktop,Gas Water Heater,Microwave,Wine Refrigerator
  • Laundry features: Hookups Only,In Garage

Basement

  • Basement: None

Bathroom

  • Features: Dual Flush Toilet,Shower Stall(s),Tile
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Dining Room

  • Features: Formal Room
  • Level: Main

Family Room

  • Features: Deck Attached,View
  • Level: Main

Features

  • Cathedral Ceiling(s),Formal Entry,Open Beam Ceiling,Wet Bar
  • Flooring: Carpet,Slate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Brick
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,326
  • Total interior livable area: 2,326 sqft

Kitchen

  • Features: Breakfast Area,Kitchen/Family Combo
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted,Open Beam Ceiling,View
  • Level: Main

Master Bathroom

  • Features: Dual Flush Toilet,Low-Flow Toilet(s),Shower Stall(s),Tile,Walk-In Closet(s),Window

Master Bedroom

  • Features: Outside Access
  • Level: Main

Property

Details

  • Parcel number: 031320011000
  • Special condition: Standard

Features

  • Stories: 1
  • Patio & porch: Deck
  • Fencing: Wire,Wood

Lot

  • Lot size: 10,001 sqft
  • Features: Cul-De-Sac,Curb(s)/Gutter(s),Landscaped,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Inside Entrance,Side By Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Wildfire
Landslide

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,405$64,860
Home Insurance *$317$3,804
Property Taxes $713$8,556
Electricity $498$5,985
Total$6,933$83,196
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$237,702/yr
40% on housing$207,990/yr
45% on housing$184,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$460This listing

vs Other Active Listings

Avg $/sqft

ZIP 95409$342
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95409$438
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-25Price change$1,098,000
2026-03-25Listed for sale$1,159,000
2017-05-10Sold$885,000
2017-04-20Pending sale$895,000
2017-04-06Listed for sale$895,000

For Sale by Agent

AgentMarie A McBride
BrokerageMcBride Realty

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