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5270 El Mercado Parkway, Santa Rosa, CA, 95403

2beds
2baths
1,040sqft
$465,000
$447price/sqft
$3,254/moest. monthly cost
$130,160/yrincome needed

About This Home

This is a corner unit with a enclosed rear patio with access to a one car garage. Inside is a one story unit with a main ensuite. Laundry hookups inside. Large living and dinning area with a fireplace in the living room.

Getting Around

36
WalkingCar-Dependent
20
TransitMinimal Transit
53
BikeBikeable

Schools

7/10
2/10
Santa Rosa Middle SchoolGrades 7-85.2 mi
6/10
Santa Rosa High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1974

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave
  • Laundry features: Hookups Only,Inside Area,Laundry Closet

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: End Unit

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Master Bedroom

  • Level: Main

Property

Details

  • Parcel number: 039270014000
  • Attached to another structure: Yes
  • Special condition: Offer As Is,Standard

Features

  • Stories: 1

Lot

  • Lot size: 2,291 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 1
  • Parking features: Detached,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Wildfire
    WildfireRelatively High
  • Drought
    DroughtModerate
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Wildfire
Drought
Landslide

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,351$28,212
Home Insurance *$113$1,356
Property Taxes $392$4,704
Electricity $398$4,786
Total$3,254$39,048
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,565/yr
40% on housing$97,620/yr
45% on housing$86,773/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$447This listing

vs Other Active Listings

Avg $/sqft

ZIP 95403$398
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95403$447
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$499,000
2026-03-30Price change$505,000
2026-01-26Price change$510,000
2025-11-17Listed for sale$515,000
2019-08-13Sold$400,000
2015-12-02Listing removed$329,000
2015-08-31Sold$352,500
2015-08-27Listed for sale$329,000
1994-09-30Sold$125,500

For Sale by Agent

AgentTony Rossi
BrokerageColdwell Banker Realty

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