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105 Reed St, Middleburg, VA, 20117

4beds
5baths
4,489sqft
$1,975,000
$440price/sqft
$12,054/moest. monthly cost
$482,160/yrincome needed

About This Home

A truly enchanting 4-bedroom, 4.5-bath residence nestled in the heart of Middleburg, this beautifully crafted home—built in 2019 by a highly esteemed local builder—offers an exquisite blend of timeless elegance and modern luxury. Thoughtfully designed and impeccably maintained, the home is presented in flawless, turnkey condition with refined finishes at every turn. At its heart, the gourmet kitchen is a culinary showpiece, adorned with a generous center island and appointed with premier appliances including a Wolf range, Sub-Zero refrigerator, and Miele dishwasher. It flows effortlessly into a sunlit family room where a warm fireplace, soaring 9-foot ceilings, intricate millwork, and classic plantation shutters create an atmosphere of understated sophistication and comfort. Step outside to savor the charm of gracious outdoor living—whether relaxing on the welcoming front porch or entertaining on the private rear deck. A detached garage and tucked-away rear parking add both convenience and appeal, while high-speed internet ensures seamless modern living. Just a short stroll from Middleburg’s charming boutiques, fine dining, and vibrant village life, this exceptional property offers a rare opportunity to enjoy the romance of small-town living with every contemporary luxury at your fingertips.

Getting Around

59
WalkingSomewhat Walkable
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

5/10
7/10
Blue Ridge Middle SchoolGrades 6-811.2 mi
8/10
Loudoun Valley High SchoolGrades 9-1212.0 mi

Construction

Condition

  • Property condition: Excellent
  • Year built: 2019

Materials

  • Foundation: Concrete Perimeter
  • Roof: Metal
  • Construction materials: HardiPlank Type

Notable Dates

  • Major remodel year: 2020

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Microwave,Built-In Range,Dishwasher,Disposal,Dryer,Oven/Range - Gas,Range Hood,Refrigerator,Six Burner Stove,Washer,Electric Water Heater
  • Laundry features: Upper Level,Mud Room

Basement

  • Has basement: Yes
  • Basement: Connecting Stairway,Partial,Improved,Interior Entry,Exterior Entry,Concrete,Side Entrance,Sump Pump,Walk-Out Access,Windows

Bedroom2

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 169
  • Dimensions: 13 X 13

Bedroom3

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 182
  • Dimensions: 13 X 14

Bedroom4

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 196
  • Dimensions: 14 X 14

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 5
  • Full bathrooms: 4
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Den

  • Features: Crown Molding,Flooring - HardWood
  • Level: Main
  • Area: 182
  • Dimensions: 13 X 14

Dining Room

  • Features: Chair Rail,Crown Molding,Flooring - HardWood,Wet Bar
  • Level: Main
  • Area: 196
  • Dimensions: 14 X 14

Exercise Room

  • Level: Lower
  • Area: 195
  • Dimensions: 13 X 15

Family Room

  • Features: Built-in Features,Fireplace - Gas,Flooring - HardWood
  • Level: Main
  • Area: 380
  • Dimensions: 19 X 20

Features

  • Built-in Features,Butlers Pantry,Ceiling Fan(s),Chair Railings,Crown Molding,Dining Area,Family Room Off Kitchen,Open Floorplan,Kitchen - Gourmet,Kitchen Island,Recessed Lighting,Upgraded Countertops,Walk-In Closet(s),Bar,9'+ Ceilings
  • Door features: French Doors,Six Panel
  • Window features: Double Pane Windows,Energy Efficient
  • Flooring: Carpet,Hardwood,Tile/Brick
  • Number of fireplaces: 1
  • Fireplace features: Mantel(s),Marble
  • Fireplace: Yes
  • Finished area below ground: 1,389
  • Finished area above ground: 3,100

Heating & Cooling

  • Heating features: Forced Air,Heat Pump,Zoned,Propane
  • Cooling features: Ceiling Fan(s),Central Air,Zoned,Electric

Interior Area

  • Total structure area: 4,489
  • Total interior livable area: 4,489 sqft

Kitchen

  • Features: Breakfast Bar,Granite Counters,Kitchen - Propane Cooking,Eat-in Kitchen,Flooring - HardWood
  • Level: Main
  • Area: 252
  • Dimensions: 14 X 18

Mud Room

  • Features: Flooring - Ceramic Tile
  • Level: Main
  • Area: 130
  • Dimensions: 10 X 13

Primary Bedroom

  • Features: Flooring - Carpet,Walk-In Closet(s)
  • Level: Upper
  • Area: 336
  • Dimensions: 16 X 21

Recreation Room

  • Features: Flooring - Carpet
  • Level: Lower
  • Area: 627
  • Dimensions: 19 X 33

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 538268275000
  • Zoning: MB:R2
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: Three
  • Stories: 3
  • Pool features: None
  • Patio & porch: Porch
  • Exterior features: Lighting,Storage,Sidewalks
  • Fencing: Wood
  • Has view: Yes
  • View description: Garden
  • Frontage type: Road Frontage

Lot

  • Lot size: 7,405 sqft
  • Features: Cleared,Front Yard,Landscaped,Level,Rear Yard,SideYard(s),Middle Of Block

Parking

  • Total spaces: 4
  • Parking features: Garage Door Opener,Detached,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Strong Wind
    Strong WindModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Drought
Strong Wind
Winter Weather

FEMA Declared Disasters Across Virginia Counties

Severe Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $9,986$119,832
Home Insurance *$361$4,332
Property Taxes $1,275$15,300
Electricity $432$5,188
Total$12,054$144,648
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$413,280/yr
40% on housing$361,620/yr
45% on housing$321,440/yr

Virginia FAIR Plan Programs

Virginia Property Insurance Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 22,622Commercial: 503
Total Premiums$20.86M
Total Exposure$4.29B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.8%
10.8%
0%30.0%
Electricity Growth Rate10-year average: 7.8%
7.8%
0%15.0%
Property Taxes Growth Rate2-year average: -0.8%
-0.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$440This listing

vs Other Active Listings

Avg $/sqft

ZIP 20117$603
Loudoun County$303

vs Homes Sold Last Month

Median $/sqft

ZIP 20117$460
Loudoun County$270

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-07Listed for sale$2,100,000
2024-04-16Sold$1,725,000
2024-03-26Pending sale$1,845,000
2024-03-05Price change$1,845,000
2024-02-20Listed for sale$1,950,000
2022-04-29Sold$1,450,000
2021-02-02Sold$1,100,000
2021-01-16Pending sale$1,150,000
2020-12-15Contingent$1,150,000
2020-12-12Pending sale$1,150,000
2020-11-30Listed for sale$1,150,000
2019-05-07Sold$888,215
2018-11-13Listing removed$799,000
2018-10-25Listed for sale$799,000

For Sale by Agent

AgentPaul MacMahon
BrokerageSheridan-MacMahon Ltd.

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