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10045 Loch Haven Drive, Santa Rosa, CA, 95404

3beds
2baths
2,356sqft
$1,600,000
$679price/sqft
$10,114/moest. monthly cost
$404,560/yrincome needed

About This Home

Designed by Ken O'Connor, this distinctive home is filled with natural light and thoughtfully positioned to embrace its oak-studded surroundings. Set on 3.36 acres, the property includes a hobby Chardonnay vineyard, offering a true wine-country lifestyle. Enjoy evenings in the outdoor hot tub, plus the benefits of owned solar with Tesla batteries for efficient, modern living. A rare blend of inspired design, privacy, and connection to the land.

Getting Around

1
WalkingCar-Dependent
0
TransitNo Nearby Transit
4
BikeSomewhat Bikeable

Schools

5/10
9/10

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Frame,Wood,Wood Siding

Other

  • Builder name: Ken O'Connor

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Trash Compactor,Dishwasher,Free-Standing Gas Range,Free-Standing Refrigerator,Range Hood,Microwave,Wine Refrigerator
  • Laundry features: Inside Room

Basement

  • Basement: None

Bathroom

  • Features: Shower Stall(s),Tub w/Shower Over
  • Level: Main,Upper

Bedroom

  • Level: Lower,Main

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining Bar,Formal Area
  • Level: Main

Family Room

  • Features: Open Beam Ceiling,View
  • Level: Main

Features

  • Cathedral Ceiling(s),Formal Entry,Open Beam Ceiling
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Free Standing,Wood Burning Stove
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Propane,Wood Stove
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,356
  • Total interior livable area: 2,356 sqft

Kitchen

  • Features: Kitchen Island,Pantry Closet,Stone Counters
  • Level: Main

Living Room

  • Features: Open Beam Ceiling
  • Level: Main

Master Bathroom

  • Features: Closet,Tile

Master Bedroom

  • Features: Balcony,Closet
  • Level: Upper

Property

Details

  • Parcel number: 079040001000
  • Special condition: Standard

Features

  • Levels: Multi/Split
  • Stories: 2
  • Patio & porch: Deck
  • Has view: Yes
  • View description: Hills,Valley,Vineyard,Trees/Woods

Lot

  • Lot size: 3.36 Acres
  • Features: Private

Parking

  • Total spaces: 8
  • Parking features: Attached,Electric Vehicle Charging Station(s),Garage Door Opener,RV Storage,Open,Gravel,Paved,Shared Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate
  • Inland Flooding
    Inland FloodingModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Drought
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $8,090$97,080
Home Insurance *$456$5,472
Property Taxes $1,063$12,756
Electricity $505$6,062
Total$10,114$121,368
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$346,765/yr
40% on housing$303,420/yr
45% on housing$269,706/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$679This listing

vs Other Active Listings

Avg $/sqft

ZIP 95404$642
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95404$503
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Price change$1,600,000
2026-02-06Listed for sale$1,750,000
2025-07-02Listing removed$1,999,000
2025-05-15Price change$1,999,000
2025-03-21Listed for sale$2,275,000
2014-10-27Sold$840,000
2014-09-08Listed for sale$850,000

For Sale by Agent

AgentDante Richitelli
BrokerageW Real Estate

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