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9695 Rio Vista Road, Forestville, CA, 95436

2beds
3baths
1,978sqft
$698,000
$353price/sqft
$4,626/moest. monthly cost
$185,040/yrincome needed

About This Home

This 2 bedroom with 2 1/2 bath plus auxiliary space down stairs is located on three parcels approx. .45 of an acre just a short 10-minute walk to Steelhead Beach and the Russian River. It is a special Forestville property that offers the perfect combination of river lifestyle, sunshine, privacy, and natural beauty while being elevated above the flood zone. The grounds are truly extraordinary, meandering stone pathways lead through spectacular terraced gardens, mature oak trees, and thoughtfully designed outdoor spaces that invite peaceful mornings, afternoon gardening, and evenings entertaining beneath the stars. The home embraces California indoor-outdoor living with expansive sun-drenched decks, a relaxing hot tub, outdoor shower, and multiple places to gather and enjoy the surrounding natural beauty. Inside, the main living space is filled with warmth and character featuring soaring vaulted wood ceilings, skylights, abundant windows, and a beautiful solarium that floods the home with natural light and brings the outdoors inside. The updated kitchen opens to inviting living areas designed for both everyday comfort and weekend escapes. The primary suite offers a private bathroom, while the additional bedroom features a charming loft sleeping area ideal for children, guests, or a cozy reading retreat. The lower-level auxiliary space provides wonderful flexibility as a private guest retreat, home office, artist studio, or creative workspace. An additional gated entrance from the upper portion of Rio Vista Road provides convenient access to the upper gardens and parcels, creating even more possibilities for enjoying this unique setting. Ideally situated in the heart of Sonoma County, this exceptional retreat offers easy access to Forestville, the Russian River, world-class wineries, farm-to-table dining, and all the experiences that make Wine Country one of California's most sought-after destinations. Whether you are searching for a full-time residence, a weekend escape from the Bay Area, or a place to immerse yourself in nature, 9695 Rio Vista Road offers a rare opportunity to experience the very best of Russian River and Sonoma County living.

Getting Around

15
WalkingCar-Dependent
0
TransitVery Limited Transit
5
BikeSomewhat Bikeable

Schools

4/10
Forestville AcademyGrades 2-82.1 mi
8/10
Analy High SchoolGrades 9-127.7 mi

Construction

Condition

  • Year built: 1930

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 1,978
  • Total interior livable area: 1,978 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 082123015000
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2

Lot

  • Lot size: 0.46 Acres
  • Features: Landscape Front,Landscape Misc

Parking

  • Total spaces: 2
  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Drought
    DroughtRelatively High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,529$42,348
Home Insurance *$210$2,520
Property Taxes $463$5,556
Electricity $424$5,089
Total$4,626$55,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,605/yr
40% on housing$138,780/yr
45% on housing$123,360/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$353This listing

vs Other Active Listings

Avg $/sqft

ZIP 95436$317
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95436$532
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-13Pending sale$688,000
2026-08-05Price change$688,000
2026-07-08Price change$698,000
2026-06-29Price change$729,000
2026-06-12Listed for sale$749,000

For Sale by Agent

AgentDavid R Millar
BrokerageKeller Williams Realty

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