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10987 Terrace Drive, Forestville, CA, 95436

2beds
1baths
1,029sqft
$315,000
$306price/sqft
$2,302/moest. monthly cost
$92,080/yrincome needed

About This Home

Secluded and charming, this 2 bed, 1 bath home boasts an open floor plan with sloped forest views and dappled sun exposure. Cozy up by the pellet stove or enjoy the updated kitchen and bath, while efficient new electric heating and cooling system keep you comfortable year-round. A large storage area with washer and dryer adds convenience, and with only one home on this quiet stretch of Terrace Drive, you'll love the peace and privacy this retreat offers. Great for year round living or a vacation getaway.

Getting Around

11
WalkingCar-Dependent
0
TransitVery Limited Transit
8
BikeSomewhat Bikeable

Schools

4/10
Forestville AcademyGrades 2-83.0 mi
8/10
Analy High SchoolGrades 9-128.6 mi

Construction

Condition

  • Year built: 1961

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Electric Range,Dryer,Washer

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Main,Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Level: Main

Family Room

  • Level: Main,Upper

Features

  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Wall Unit(s)

Interior Area

  • Total structure area: 1,029
  • Total interior livable area: 1,029 sqft

Kitchen

  • Features: Granite Counters
  • Level: Main,Upper

Property

Details

  • Parcel number: 082260021000
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Front Porch,Deck
  • Has view: Yes
  • View description: Forest

Lot

  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: No Garage,Gravel,Unpaved

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Drought
Earthquake
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,592$19,104
Home Insurance *$94$1,128
Property Taxes $218$2,616
Electricity $398$4,786
Total$2,302$27,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,925/yr
40% on housing$69,060/yr
45% on housing$61,386/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$306This listing

vs Other Active Listings

Avg $/sqft

ZIP 95436$327
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95436$532
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$399,000
2019-12-30Sold$280,000
2019-12-10Pending sale$335,000
2019-11-12Listed for sale$335,000
2019-11-02Pending sale$335,000
2019-09-10Listed for sale$335,000
2019-08-28Pending sale$335,000
2019-08-26Price change$335,000
2019-08-02Price change$369,000
2019-07-01Listed for sale$395,000
2011-07-14Sold$89,500
2011-06-11Price change$118,800
2011-03-31Listed for sale--
2010-09-16Sold$156,992
2006-06-06Sold$350,000
2002-10-11Sold$205,000

For Sale by Agent

AgentJulie A Nonella
BrokerageNextHome Wine Country Premier

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