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20095 River Boulevard, Monte Rio, CA, 95462

2beds
2baths
1,436sqft
$599,000
$417price/sqft
$4,008/moest. monthly cost
$160,320/yrincome needed

About This Home

Welcome to your serene retreat near the Russian River, set on a beautiful, sun-drenched lot in the heart of Monte Rio's original Vacation Wonderland. This chic home offers two spacious bedrooms and two bathrooms, with large windows throughout that flood the interior with an extraordinary amount of natural light. A truly rare find for a Russian River retreat. The living room takes center stage with a stunning quartz fireplace, while the kitchen blends style and functionality with beautiful quartz countertops. The bathrooms echo the same refined aesthetic, featuring quartz countertops and stylish floating vanities. A versatile flex room with its own electric fireplace offers the perfect space for a home office, artist's studio, or yoga retreat. The Frenchwood hinged inswing doors open to your own private backyard oasis, complete with a hot tub, concrete patio, and a fully fenced yard, made for entertaining or simply unwinding under the redwoods. One of the most coveted perks? Close river access. A short distance from the iconic Monte Rio Community Beach, the largest public beach on the lower Russian River. Just across the historic Monte Rio Bridge, you'll find charming inns, excellent restaurants and bars, and a wine and cheese shop. The Monte Rio Amphitheater hosts concerts and theater under the stars, and world-class wineries; redwood-lined biking roads, fishing, and hiking trails are all close at hand. Golf enthusiasts will appreciate the nearby Northwood Golf Club, a nationally ranked nine-hole course nestled alongside the river beneath towering redwoods. Whether you're searching for a full-time residence or a weekend getaway, this property delivers the perfect blend of refined style, natural beauty, and the laid-back magic that makes the Russian River impossible to forget.

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
15
BikeSomewhat Bikeable

Schools

7/10
8/10
Analy High SchoolGrades 9-1210.5 mi

Construction

Condition

  • Year built: 1965

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • Construction materials: Wood Siding,Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional,Other
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood
  • Laundry features: Hookups Only

Basement

  • Basement: None

Bathroom

  • Features: Quartz,Shower Stall(s),Tile
  • Level: Main

Bedroom

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Tile,Wood,Other
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: None

Interior Area

  • Total structure area: 1,436
  • Total interior livable area: 1,436 sqft

Kitchen

  • Features: Breakfast Area,Kitchen Island,Quartz Counter,Space in Kitchen
  • Level: Main

Living Room

  • Features: Skylight(s)
  • Level: Main

Property

Details

  • Parcel number: 095243014000
  • Special condition: Other

Features

  • Levels: One
  • Stories: 1
  • Has spa: Yes
  • Spa features: Private
  • Fencing: Other,Partial,Wood

Lot

  • Lot size: 3,998 sqft
  • Features: Low Maintenance,Private

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideRelatively High
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$273$3,276
Property Taxes $309$3,708
Electricity $398$4,786
Total$4,008$48,096
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$137,417/yr
40% on housing$120,240/yr
45% on housing$106,880/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 95462$333
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95462$563
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-23Listed for sale$749,000
2024-02-28Sold$700,000
2024-02-27Pending sale$680,000
2024-01-28Contingent$680,000
2024-01-06Listed for sale$680,000
2023-12-27Listing removed--
2023-11-18Listed for sale$680,000
2023-08-28Sold$415,000
2015-08-06Sold$425,000
2015-05-15Listed for sale$449,000
2005-08-11Sold$450,000
2004-03-23Sold$349,000
2001-10-30Sold$234,000
2001-03-02Sold$204,000

For Sale by Agent

AgentKristen McKenna
BrokerageVanguard Properties

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