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26807 Oak Knoll Terrace, Cloverdale, CA, 95425

2beds
2baths
1,390sqft
$739,999
$532price/sqft
$4,868/moest. monthly cost
$194,720/yrincome needed

About This Home

Trade the rat race for the magic of Palomino Lakes. This beautifully updated 2-bedroom, 2-bathroom jewel sits on a lush 1.07-acre cul-de-sac, offering the perfect blend of modern tech and rustic charm. Start your mornings on the expansive L-shaped deck, coffee in hand, watching hot air balloons drift over a landscape shared with fawns and wild turkeys. Your private Apple orchard awaits, featuring mature grapevines, blackberry brambles, and a fruit-bearing olive tree you can pick while standing on the deck. This isn't just a retreat; it's a future-proof powerhouse. Fully equipped for peace of mind, the home boasts a newer roof (2024), solar panels (2025), dual Tesla backup batteries, a state-of-the-art Span electric panel, and a brand-new AC (2026) still under warranty. Located just 15 miles north of Healdsburg and minutes from the enchantment of Asti and Cloverdale with a new permanent bridge soon to make the commute even easier. This is the ultimate weekend escape or permanent wine country haven.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
4
BikeSomewhat Bikeable

Schools

2/10
Washington SchoolGrades 5-83.3 mi
4/10
Cloverdale High SchoolGrades 9-123.8 mi
2/10

Construction

Condition

  • Year built: 1979

Materials

  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Dishwasher,Electric Cooktop,Free-Standing Refrigerator,Dryer,Washer

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: Main

Features

  • Open Beam Ceiling
  • Flooring: Laminate,Wood
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,390
  • Total interior livable area: 1,390 sqft

Kitchen

  • Features: Breakfast Area,Concrete Counter,Pantry Cabinet,Breakfast Nook
  • Level: Main

Living Room

  • Features: Cathedral/Vaulted
  • Level: Main

Master Bedroom

  • Features: Ground Floor,Walk-In Closet(s)
  • Level: Main

Property

Details

  • Parcel number: 117280040000
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Rear Porch,Covered
  • Has view: Yes
  • View description: Hills,Mountain(s)

Lot

  • Lot size: 1.07 Acres
  • Features: Low Maintenance

Parking

  • Total spaces: 5
  • Parking features: Covered,Detached,Side By Side,Gentle Up
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtVery High
  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding
Landslide
Wildfire

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,741$44,892
Home Insurance *$246$2,952
Property Taxes $483$5,796
Electricity $398$4,786
Total$4,868$58,416
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$166,902/yr
40% on housing$146,040/yr
45% on housing$129,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$532This listing

vs Other Active Listings

Avg $/sqft

ZIP 95425$726
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95425$400
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$779,000
2023-11-09Sold$669,000
2023-11-04Pending sale$699,000
2023-11-01Contingent$699,000
2023-09-07Price change$699,000
2023-07-01Price change$725,000
2023-05-09Listed for sale$745,000
2023-01-01Listing removed--
2022-11-30Listed for sale$749,000
2022-11-14Pending sale$749,000
2022-11-14Contingent$749,000
2022-07-05Listed for sale$749,000

For Sale by Agent

AgentLinda Tams
BrokerageColdwell Banker Realty

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