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113 Angel Ave SW, Watertown, MN, 55388

4beds
2baths
1,843sqft
$297,900
$162price/sqft
$2,231/moest. monthly cost
$89,240/yrincome needed

About This Home

This 1910 three-story brick home on a large corner lot that is a well-maintained historical property featuring original woodwork and hardwood floors that exemplify the era’s superior craftmanship and solid construction. The residence includes four-bedroom, large kitchen, a three-season porch, a full-size attic, and basement, offering additional inside storage space. Modern upgrades have been seamlessly integrated, including recent roof replacement in 2024, new electric and plumbing system to meet current building codes, along with a recently installed boiler with radiators for efficient heating. A newly remodeled main bathroom complements the home historical character while providing contemporary convenience and functionally.

Getting Around

43
WalkingCar-Dependent
0
TransitVery Limited Transit
19
BikeSomewhat Bikeable

Schools

8/10
8/10

Construction

Condition

  • Year built: 1910

Materials

  • Roof: Asphalt
  • Construction materials: brick

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Microwave,Range / Oven,Refrigerator

Basement

  • Basement: Unfinished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 1
  • 1/2 bathrooms: 1

Features

  • Flooring: Concrete,Hardwood,Linoleum / Vinyl
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Radiant,Electric
  • Cooling features: None

Interior Area

  • Total interior livable area: 1,843 sqft

Property

Details

  • Parcel number: 850501860

Features

  • Exterior features: Brick
  • Has view: Yes
  • View description: City

Lot

  • Lot size: 0.35 Acres

Parking

  • Total spaces: 1
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Inland Flooding
Strong Wind
Tornado
Cold Wave
Hail
Heat Wave
Winter Weather

FEMA Declared Disasters in Carver County and Minnesota

Flood
Severe Storm
Straight Line Winds

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,506$18,072
Home Insurance *$261$3,132
Property Taxes $294$3,528
Electricity $170$2,050
Total$2,231$26,772
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$76,491/yr
40% on housing$66,930/yr
45% on housing$59,493/yr

Minnesota FAIR Plan Programs

Minnesota FAIR Plan

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 4,160Commercial: 101
Total Premiums$4.54M
Total Exposure$457.44M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.5%
11.5%
0%30.0%
Electricity Growth Rate10-year average: 2.7%
2.7%
0%15.0%
Property Taxes Growth Rate2-year average: -0.3%
-0.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$162This listing

vs Other Active Listings

Avg $/sqft

ZIP 55388$131
Carver County$194

vs Homes Sold Last Month

Median $/sqft

ZIP 55388$197
Carver County$220

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-03-28Listed for sale$309,900
2025-02-08Listing removed--
2024-11-10Listed for sale$319,900

For Sale by Owner

AgentProperty Owner

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