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323 Harvest Lane, Santa Rosa, CA, 95401

2beds
3baths
1,062sqft
$424,000
$399price/sqft
$2,920/moest. monthly cost
$116,800/yrincome needed

About This Home

Move right in and enjoy knowing the big-ticket (and admittedly less exciting) upgrades have already been done for you! This well maintained PUD has been fully electrified with no gas! Plus major improvements include a heat pump HVAC system & water heater, added insulation, all new kitchen appliances, vapor barrier and more! So you can spend your time making the home your own instead of tackling costly projects. Fresh interior paint gives the home a clean, move-in ready feel. Outside, enjoy a detached 1-car garage, a designated parking space and plenty of guest parking. The beautifully maintained community offers walking trails, two pools, a playground and lush greenbelts. Best of all, you're just a short walk to Oliver's Market and only minutes from downtown Santa Rosa, making this an easy place to call home.

Getting Around

58
WalkingSomewhat Walkable
29
TransitSome Transit
79
BikeVery Bikeable

Schools

5/10
2/10
Elsie Allen High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Electric Range,Free-Standing Refrigerator,Microwave,Dryer,Washer
  • Laundry features: Laundry Closet

Basement

  • Basement: None

Bathroom

  • Level: Main,Upper

Bedroom

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total structure area: 1,062
  • Total interior livable area: 1,062 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Property

Details

  • Parcel number: 146170054000
  • Attached to another structure: Yes
  • Special condition: Offer As Is

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Community
  • Patio & porch: Patio

Lot

  • Lot size: 1,006 sqft
  • Features: Greenbelt

Parking

  • Total spaces: 1
  • Parking features: Assigned,Detached,Guest
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,143$25,716
Home Insurance *$100$1,200
Property Taxes $279$3,348
Electricity $398$4,786
Total$2,920$35,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,114/yr
40% on housing$87,600/yr
45% on housing$77,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 95401$390
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95401$497
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$415,000
2026-07-13Listed for sale$424,000
2021-10-29Sold$394,000
2021-10-01Pending sale$380,000
2021-09-22Listed for sale$380,000
2000-08-11Sold$165,000

For Sale by Agent

AgentKim Bodell
BrokerageW Real Estate

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