




2038 Terry Road, Santa Rosa, CA, 95403
About This Home
Solid income producing duplex in a convenient Santa Rosa location. Both units offer 2 bedrooms and 1.5 baths with private yards and attached one car garages. Unit 2040 has been updated with a remodeled full bath and newer flooring, while Unit 2038 features long term tenants providing stable rental income. Both units are in good condition, making this an excellent opportunity for investors or owner occupants looking to live in one and rent the other.
Getting Around
Schools
Construction
Condition
- Year built: 1988
Type & Style
- Home type: MultiFamily
- Property subType: Duplex
Interior
Appliances
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 4
- Full bathrooms: 2
- Partial bathrooms: 2
Features
- Unit 1 - Beds: 0,Baths: 0,Square Footage: 1728 | Unit 2 - Beds: 4,Baths: 4,Square Footage: 1728 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 1728 | Unit 4 - Beds: 0,Baths: 0,Square Footage: 1728
- Flooring: Linoleum
Heating & Cooling
- Heating features: Central
- Cooling features: None
Interior Area
- Total structure area: 1,728
- Total interior livable area: 1,728 sqft
Property
Details
- Parcel number: 148100040000
- Special condition: Offer As Is
Features
- Levels: One
Lot
- Lot size: 6,599 sqft
- Features: None
Parking
- Total spaces: 4
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sonoma County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,792 | $45,504 |
| Home Insurance * | $182 | $2,184 |
| Property Taxes | $491 | $5,892 |
| Electricity | $398 | $4,786 |
| Total | $4,863 | $58,356 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-02 | Listed for sale | $750,000 |
| 2010-09-24 | Sold | $349,000 |
| 2002-06-05 | Sold | $315,000 |
