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618 Benton Street, Santa Rosa, CA, 95404

3beds
3baths
1,658sqft
$864,500
$521price/sqft
$5,580/moest. monthly cost
$223,200/yrincome needed

About This Home

Prime investment opportunity with strong income in Santa Rosa JC area, close to shopping, transportation, and schools. Charming 1940's triplex consisting of s 2 bedroom 1 bath with garage and yard, 1 bedroom 1 bath with fireplace and yard, both have washer/dryer hookups, and upstairs private studio unit above garage. All of hardwood floors, dual pane windows, stoves and refrigerators.One owner is California Licensed Real Estate Broker.

Getting Around

92
WalkingWalker's Paradise
38
TransitSome Transit
74
BikeVery Bikeable

Schools

2/10
Santa Rosa Middle SchoolGrades 7-80.4 mi
6/10
Santa Rosa High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1940

Materials

  • Roof: Composition

Type & Style

  • Home type: MultiFamily
  • Architectural style: Craftsman
  • Property subType: Triplex

Interior

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Unit 1 - Beds: 1,Baths: 1,Square Footage: 1110 | Unit 2 - Beds: 2,Baths: 1,Square Footage: 548 | Unit 3 - Beds: 0,Baths: 0,Square Footage: 0
  • Window features: Dual Pane Full

Heating & Cooling

  • Heating features: Has Heating (Unspecified Type)
  • Cooling features: None

Interior Area

  • Total structure area: 1,658
  • Total interior livable area: 1,658 sqft

Property

Details

  • Parcel number: 180780032000
  • Special condition: Trust

Lot

  • Lot size: 3,841 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 1
  • Parking features: Garage,On Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sonoma County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,371$52,452
Home Insurance *$246$2,952
Property Taxes $565$6,780
Electricity $398$4,786
Total$5,580$66,960
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$191,314/yr
40% on housing$167,400/yr
45% on housing$148,800/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.2%
10.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: -1.0%
-1.0%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$521This listing

vs Other Active Listings

Avg $/sqft

ZIP 95404$645
Sonoma County$599

vs Homes Sold Last Month

Median $/sqft

ZIP 95404$503
Sonoma County$504

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-05Price change$864,500
2026-05-23Listed for sale$895,000
2003-01-17Sold$450,000
2000-08-29Sold$330,000
1994-05-20Sold$193,000

For Sale by Agent

AgentLinda Homer
BrokerageW Real Estate

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