




4582 4th St, Carpinteria, CA, 93013
About This Home
Located in the charming beach town of Carpinteria, this custom-built, owner-occupied duplex presents an exceptional opportunity for investors, owner occupants, or multigenerational living. The second floor residence offers over 1,800 square feet of beautifully updated living space, featuring 3 spacious bedrooms and 2 bathrooms. The recently remodeled kitchen showcases elegant quartz countertops and brand new stainless steel appliances, including a refrigerator, stove, microwave, and dishwasher. Generously sized bedrooms offer oversized closets, while in-unit washer and dryer hookups provide added convenience. A large private deck creates the perfect space to relax! The 3rd floor residence also boasts more than 1,800 square feet and is filled with warmth and character. Saltillo tile floors , tongue-and-groove wood ceilings, throughout the living room, dining room, and primary bedroom. The kitchen features soapstone countertops, a farmhouse sink, ample cabinetry with convenient pull out shelving, and plenty of counter space for the cook in the family! A secondary bedroom includes a custom built-in Murphy bed complete with shelving, a desk, an oversized closet, and a ceiling fan. The spacious primary suite features hardwood flooring, a built-in entertainment center, ceiling fan, a large walk-in closet, and an expansive en-suite bathroom. Direct access from the primary bedroom leads to the private rooftop deck, where a hot tub awaits on a hardwood deck with spectacular panoramic views of the Pacific Ocean and the Rincon mountain range. Whether you're seeking a unique investment property, rental income, or a home for extended family this is a rare chance to own a versatile and beautifully appointed property in one of Southern California's most sought after coastal communities!!
Getting Around
Schools
Construction
Condition
- Property condition: Excellent
- Year built: 1987
Materials
- Foundation: Slab
Type & Style
- Home type: MultiFamily
- Property subType: Multi Family
Interior
Appliances
- Laundry features: In Unit
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
Features
- Flooring: Hardwood,Other,Wood/Laminate
Heating & Cooling
- Heating features: Forced Air
- Cooling features: Ceiling Fan(s)
Property
Details
- Parcel number: 003431012
- Zoning: PRD
Features
- Stories: 3
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 6
- Parking features: Garage
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $16,180 | $194,160 |
| Home Insurance * | $418 | $5,016 |
| Property Taxes | $3,639 | $43,668 |
| Electricity | $398 | $4,786 |
| Total | $20,635 | $247,620 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Price change | $3,200,000 |
| 2026-07-01 | Listed for sale | $3,500,000 |
