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2154 E Valley Rd, Santa Barbara, CA, 93108

2beds
2baths
1,330sqft
$3,500,000
$2,632price/sqft
$21,743/moest. monthly cost
$869,720/yrincome needed

About This Home

Enchanting single-level California Cottage with stunning mountain views, in the heart of Montecito! This meticulously updated 2-bedroom, 2-bathroom gem radiates charm, showcasing quality craftsmanship and custom details throughout. Inside, a light-filled living room with elegant built-in cabinetry flows seamlessly into a fabulous, updated chef's kitchen. Complete with a large center island and a charming window seat, it truly serves as the heart of the home. The serene primary suite is a lavish private sanctuary, uniquely boasting dual en-suite bathrooms--including a luxurious, newly built second bath. The suite features a cozy fireplace, vaulted ceilings, double glass doors opening to the patio, and a classic Dutch door leading directly to an outdoor hot tub. Nestled behind mature privacy hedging, the enchanting grounds offer a tranquil haven with lush gardens, beautiful hardscaping, and a large patio ideal for al fresco dining. Complete with a rear-access double garage. Situated in the highly coveted MUS school district and just minutes from world-class beaches, upscale shopping, walking trails, golf, tennis, and fine dining. Your private Montecito oasis awaits.

Getting Around

0
WalkingCar-Dependent
19
TransitMinimal Transit
16
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Property condition: Updated/Remodeled,Excellent
  • Year built: 1948

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Wine Refrigerator,Ice Maker,Refrigerator,Gas Range,Tankless Water Heater,Dishwasher,Disposal,Dryer,Microwave,Rev Osmosis,Washer
  • Laundry features: Other,Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Recessed Lighting,Vaulted Ceiling(s),Solar Tube(s)
  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Primary Bedroom,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,330
  • Total interior livable area: 1,330 sqft

Property

Details

  • Parcel number: 007161014
  • Zoning: R-1
  • Exclusions: Other

Features

  • Levels: Entry Lvl(No Stairs),Single Story
  • Patio & porch: Patio,Front Porch,Awning(s)
  • Exterior features: Lawn
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Setting
  • Topography of land: Level

Lot

  • Lot size: 5,662 sqft
  • Features: Level,Corner Lot,Near Public Transit

Parking

  • Total spaces: 2
  • Parking features: Outside,Garage,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Drought

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $17,697$212,364
Home Insurance *$406$4,872
Property Taxes $3,242$38,904
Electricity $398$4,786
Total$21,743$260,916
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$745,474/yr
40% on housing$652,290/yr
45% on housing$579,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,632This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,278
Santa Barbara County$1,073

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$3,200,000
2026-06-09Listed for sale$3,500,000
2021-07-28Sold$1,948,000
2021-06-30Pending sale$2,000,000
2021-06-21Listed for sale$2,000,000
2008-12-26Sold$1,145,000
2008-07-26Listing removed$1,349,000
2008-06-25Price change$1,349,000
2008-05-19Price change$1,489,000
2008-01-31Price change$1,565,000
2008-01-11Listed for sale$1,645,000
1995-09-08Sold$275,000
1995-03-21Sold$242,250

For Sale by Agent

AgentPatricia Griffin
BrokerageVillage Properties

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