1520 Willina Ln, Santa Barbara, CA, 93108
About This Home
Welcome to this enchanting 2-bedroom, 2-bathroom cottage nestled in the highly sought-after Hedgerow District of Montecito. Spanning +/-1,761 square feet, this lovingly maintained home exudes character and charm, offering a serene and private retreat. The quaint lot is adorned with verdant landscaping, providing a tranquil and secluded setting. Take a dip in the sparkling pool or unwind in the spa, perfect for enjoying Montecito's idyllic weather year-round. The +/-317-square-foot pool house offers additional space for guests, a home office, or a creative studio, enhancing the property's appeal. This charming neighborhood is a short stroll to the Rosewood Miramar Resort, beach access, both the Upper and Lower Villages, restaurants, shopping, and all that Montecito has to offer. Lovingly cared for by its owners for over 25 years and situated in the highly coveted Montecito Union School District, this cottage is a rare find that seamlessly blends historic charm with modern comforts.
Getting Around
Car-Dependent
Minimal Transit
BikeableSchools
Construction
Condition
- Year built: 1920
Materials
- Foundation: Raised
- Roof: Composition
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Oven/Range-Gas,Dryer,Refrigerator,Washer,Dishwasher
- Laundry features: Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Dining Room
- Features: Formal/Separate
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Forced Air
- Cooling features: None
Interior Area
- Total structure area: 1,727
- Total interior livable area: 1,727 sqft
Master Bedroom
- Level: Lower
Property
Details
- Parcel number: 009204009
- Special condition: Standard
Features
- Stories: 1
- Private pool: Yes
- Pool features: Outdoor Pool
- Patio & porch: Patio
- Has spa: Yes
- Spa features: Hot Tub/Spa
- Fencing: Fenced Yard
Lot
- Lot size: 8,712 sqft
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $21,490 | $257,880 |
| Home Insurance * | $493 | $5,916 |
| Property Taxes | $3,918 | $47,016 |
| Electricity | $398 | $4,786 |
| Total | $26,299 | $315,588 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-07 | Price change | $4,250,000 |
| 2026-06-09 | Listed for sale | $4,650,000 |
| 2025-11-07 | Listing removed | $4,895,000 |
| 2025-05-07 | Listed for sale | $4,895,000 |
| 2024-09-30 | Listing removed | $5,250,000 |
| 2024-06-04 | Listed for sale | $5,250,000 |
| 2000-04-13 | Sold | $1,295,000 |
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