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1130 Garden Ln, Santa Barbara, CA, 93108

5beds
7baths
6,011sqft
$17,500,000
$2,911price/sqft
$107,047/moest. monthly cost
$4,281,880/yrincome needed

About This Home

Behind impressive gates and a long, private driveway, 1130 Garden Lane is a timeless Mediterranean estate set on approximately 1.75 secluded acres in Montecito's coveted Riven Rock enclave. Thoughtfully designed for both everyday living and grand-scale entertaining, the residence showcases exceptional craftsmanship, elegant architectural details, and beautifully curated grounds... ...A dramatic foyer opens to a spacious living room featuring soaring wood-beamed ceilings, travertine floors, and a striking limestone fireplace. The chef's kitchen is equally impressive, appointed with Jerusalem stone countertops, hickory wood floors, a La Cornue range, a Butler's Pantry, and an open connection to the family room and veranda, creating inviting spaces for gathering with family and friends. The primary suite serves as a luxurious retreat with dual private baths, separate walk-in closets, a marble fireplace, and a private veranda. Designed to embrace Montecito's indoor/outdoor lifestyle, the estate features expansive lawns, mature oak, olive, and fruit trees, tranquil sunken gardens, covered loggias, a sparkling pool and spa, and a picturesque three-room guest cabana. Additional highlights include a wine room, bar, spacious game room, eight fireplaces, an oversized three-car garage, and an expansive motor court. Although the property offers remarkable privacy and tranquility, it is just minutes from Montecito's Upper and Lower Villages, world-class beaches, shopping, and dining, creating an exceptional opportunity to experience one of the area's most distinguished Mediterranean estates.

Getting Around

2
WalkingCar-Dependent
15
TransitMinimal Transit
15
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 2007

Materials

  • Foundation: Mixed
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 7
  • Full bathrooms: 5
  • 1/2 bathrooms: 2

Features

  • Walk-In Closet(s),Bidet
  • Fireplace features: Living Room,Primary Bedroom,Family Room,Dining Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 6,011
  • Total interior livable area: 6,011 sqft

Property

Details

  • Parcel number: 011080015
  • Zoning: Other

Features

  • Levels: Two
  • Private pool: Yes
  • Pool features: Outdoor Pool,Pool Cover
  • Patio & porch: Patio,Deck,Terrace,Covered
  • Exterior features: Lawn,Fruit Trees
  • Has spa: Yes
  • Spa features: SPA-Outside
  • Has view: Yes
  • View description: Mountain(s),Ocean,Setting
  • Has water view: Yes
  • Water view: Ocean
  • Topography of land: Level

Lot

  • Features: Level

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $88,489$1,061,868
Home Insurance *$2,032$24,384
Property Taxes $15,238$182,856
Electricity $1,288$15,467
Total$107,047$1,284,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$3,670,182/yr
40% on housing$3,211,410/yr
45% on housing$2,854,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,911This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,263
Santa Barbara County$1,071

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-06Listed for sale$17,500,000
2020-06-29Sold$7,100,000
2020-06-04Pending sale$7,495,000
2020-05-23Price change$7,495,000
2019-09-24Listed for sale$7,975,000
2019-09-11Pending sale$7,975,000
2019-08-01Price change$7,975,000
2019-03-19Listed for sale$8,500,000
2008-12-28Sold$8,250,000
2008-06-05Listing removed$11,500,000
2008-04-07Listed for sale$11,500,000

For Sale by Agent

AgentDaniel E Encell
BrokerageBerkshire Hathaway HomeServices California Properties

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