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549 Hot Springs Rd, Santa Barbara, CA, 93108

7beds
6baths
4,975sqft
$10,995,000
$2,210price/sqft
$67,964/moest. monthly cost
$2,718,560/yrincome needed

About This Home

Romantic. Playful. Effortless. Inspired by the simplicity of a 1920s Andalusian hacienda, this single-level Golden Quadrangle compound recalls an earlier Montecito, where days unfold outdoors by the pool & life gathers around gardens, tables & courtyards. Beyond carved wooden doors, a secluded acre becomes a private village: morning coffee in the sun, afternoons on the lawn & shaded patios, evenings of long dinners, board games, & conversation under the trees. The 3BD/3.5BA main residence opens to the gardens, while a 2BD guest cottage & two detached studios offer privacy for guests, work, or creativity. Stay a little longer -- there's an open door policy!

Getting Around

23
WalkingCar-Dependent
19
TransitMinimal Transit
42
BikeSomewhat Bikeable

Schools

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Mixed
  • Roof: Tile,Flat
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Adobe,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Dishwasher,Double Oven,Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 6
  • Full bathrooms: 6
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile
  • Fireplace features: Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,975
  • Total interior livable area: 4,975 sqft

Property

Details

  • Parcel number: 011171003
  • Zoning: E-1
  • Special condition: Standard

Features

  • Levels: Single Story
  • Private pool: Yes
  • Pool features: Outdoor Pool
  • Patio & porch: Patio,Deck,Covered
  • Exterior features: Lawn,Fruit Trees,Yard Irrigation T/O
  • Has spa: Yes
  • Spa features: SPA-Outside
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Setting
  • Topography of land: Level

Lot

  • Lot size: 1 Acres
  • Features: Level

Parking

  • Parking features: Other

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Wildfire
    WildfireVery High
  • Earthquake
    EarthquakeRelatively High
  • Drought
    DroughtModerate

How This Home’s Risks Compare

Inland Flooding
Landslide
Wildfire
Earthquake
Drought

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $55,596$667,152
Home Insurance *$1,276$15,312
Property Taxes $10,026$120,312
Electricity $1,066$12,801
Total$67,964$815,568
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$2,330,194/yr
40% on housing$2,038,920/yr
45% on housing$1,812,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,210This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,273
Santa Barbara County$1,072

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-24Listed for sale$12,500,000
2024-10-03Listing removed$7,200
2024-06-18Listed for rent$7,200
2020-03-18Listing removed$5,150,000
2020-02-04Listed for sale$5,150,000
2016-08-18Listing removed$4,695,000
2016-05-19Price change$4,695,000
2016-01-14Price change$4,950,000
2015-07-10Listed for sale$5,295,000
2015-05-29Listing removed$5,295,000
2015-05-23Listed for sale$5,295,000
2015-05-06Pending sale$5,295,000
2015-04-28Listed for sale$5,295,000

For Sale by Agent

AgentThe Kogevinas Group
BrokerageBerkshire Hathaway HomeServices California Properties

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