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202 E Mountain Dr, Santa Barbara, CA, 93108

4beds
3baths
2,886sqft
$2,999,000
$1,039price/sqft
$18,735/moest. monthly cost
$749,400/yrincome needed

About This Home

Now refreshed with brand-new, brighter and natural wool, hypoallergenic carpeting, this serene Montecito sanctuary sits in the coveted Cold Spring Elementary School District and captures sweeping panoramic views of the ocean, islands, harbor, city lights, and mountains. Perched on 1.06± acres with exceptional privacy, the 4-bedroom, 3-bath residence (+ family room) offers 2,886± sq. ft. of refined living, three ceramic gas log fireplaces, and an oversized two-car garage with built-in storage and a workbench. Built in 2003 on a terraced site with a bedrock foundation, the home was thoughtfully designed to embrace Santa Barbara's indoor-outdoor lifestyle—all without train or freeway noise. Grand Entry & Main Level A custom mahogany entry door with leaded glass welcomes you into a tiled foyer with intricate inlay details. Arched passages open to a bright living room with high ceilings and French doors framing mesmerizing ocean-and-island views. The adjacent family room invites gathering around a two-sided fireplace shared with the formal dining room, where harbor views and French doors lead to a wraparound patio and lawn, perfect for effortless entertaining. The light-filled kitchen features natural maple cabinetry, granite tile counters, and newer appliances, with an iconic viewpoint from the sink window across ocean, city, and mountains. For buyers seeking a more open-concept great room feel, the seller consulted a structural engineer and contractor regarding wall removal options in the kitchen/dining/family room area. This great room can range in size from 465 sq. ft. to an impressive 674 sq. ft., a dramatic transformation for entertaining and daily living. Completing the main level: a flexible fourth bedroom with exterior access, a stylish hall bath, and a spacious laundry room with abundant storage and a tub sink. Second Floor Retreat Upstairs, the primary suite is oriented to maximize ocean, island, city, and harbor views, even from bed. French doors open to a generous view deck with custom tile insets for sunrise coffees and starlit evenings. A romantic fireplace and deep walk-in closet complete the suite, while the primary bath offers custom tile, a natural maple vanity, and dual sinks. Two additional bedrooms share a well-appointed hall bath, including one with impressive ocean and island views. Outdoor Living & Entertaining Enjoy Montecito's mild climate across multiple patios, terraces, and lawn areas, partially enclosed by elegant wrought-iron fencing. The west side delivers unforgettable sunsets and sparkling city lights alongside a built-in BBQ station and private Jacuzzi spa. Off the dining room, a custom-tiled patio sets the stage for alfresco meals against a postcard Pacific backdrop. The east side courtyard entry flows to manicured lawns and the finished garage; the north yard includes a terraced open area plus a dog run. A two-piece Spanish tile roof, La Habra stucco exterior, and factory-painted Andersen dual-pane windows complete the home's timeless Spanish Mediterranean appeal. Why You'll Love It Fresh Update: New, brighter and natural wool, hypoallergenic carpet for a lighter, elevated feel. Privacy & Panoramic Views: Over an acre with ocean, island, harbor, city-light, and mountain scenery. Timeless Architecture: Spanish Mediterranean style with thoughtful craftsmanship throughout. Quiet Convenience: Peaceful setting just 5-10 minutes to Montecito's amenities; without freeway or train noise. Future Options: Potential solar placement on the south-facing hill (not visible from street), EV capability in the garage (50 amp to 70 amp), and prior pool plans available for the lower yard. Optional Open-Concept Potential: Multiple wall-removal scenarios can expand the kitchen/dining/family room footprint up to 674 SF, with a contractor's preliminary structural shoring + beam installation. Experience the height of Santa Barbara living at 202 E Mountain Drive, where natural beauty, privacy, and sophisticated design converge.

Getting Around

9
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Excellent
  • Year built: 2003

Materials

  • Foundation: Caisson/Piling
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Dishwasher,Disposal,Dryer,Microwave,Washer,Water Softener Owned
  • Laundry features: Laundry Room

Bedroom2

  • Level: Second
  • Area: 166.94
  • Dimensions: 11.07 x 15.08

Bedroom3

  • Level: Second
  • Area: 152.85
  • Dimensions: 10.91 x 14.01

Bedroom4

  • Level: First
  • Area: 116
  • Dimensions: 8.00 x 14.50

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Level: First
  • Area: 143.42
  • Dimensions: 14.20 x 10.10

Dining Room

  • Level: First
  • Area: 276.48
  • Dimensions: 19.20 x 14.40

Features

  • Window features: Blinds
  • Flooring: Carpet,Hardwood,Tile
  • Fireplace features: Living Room,Primary Bedroom,Family Room,Dining Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,886
  • Total interior livable area: 2,886 sqft

Kitchen

  • Level: First
  • Area: 191.53
  • Dimensions: 17.90 x 10.70

Living Room

  • Level: First
  • Area: 298.8
  • Dimensions: 18.00 x 16.60

Primary Bedroom

  • Level: Second
  • Area: 253.44
  • Dimensions: 17.60 x 14.40

Property

Details

  • Parcel number: 013030022
  • Zoning: Other

Features

  • Levels: Two
  • Patio & porch: Patio,Deck
  • Exterior features: Dog Run,Lawn,Yard Irrigation T/O
  • Has spa: Yes
  • Spa features: SPA-Outside
  • Fencing: Partial
  • Has view: Yes
  • View description: Mountain(s),Islands,Coastline,Ocean,City,Harbor,Panoramic
  • Has water view: Yes
  • Water view: Islands,Coastline,Ocean,Harbor
  • Topography of land: Upslope, Hilly

Lot

  • Lot size: 1.06 Acres
  • Features: Sloped Up,Corner Lot

Parking

  • Total spaces: 3
  • Parking features: Outside,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,164$181,968
Home Insurance *$348$4,176
Property Taxes $2,605$31,260
Electricity $618$7,426
Total$18,735$224,820
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$642,342/yr
40% on housing$562,050/yr
45% on housing$499,600/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,039This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,290
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-12Listed for sale$2,999,000
2025-12-06Listing removed$2,999,000
2025-10-15Listed for sale$2,999,000
2025-09-29Pending sale$2,999,000
2025-09-12Listed for sale$2,999,000
2025-09-02Listing removed$2,999,000
2025-06-10Price change$2,999,000
2025-05-19Price change$3,079,000
2025-02-25Listed for sale$3,099,000
2025-02-18Pending sale$3,099,000
2025-01-27Listed for sale$3,099,000
2025-01-16Listing removed$3,195,000
2024-10-09Price change$3,195,000
2024-08-10Listed for sale$3,295,000
2012-11-16Listing removed$1,989,000
2012-09-18Listed for sale$1,989,000
2001-06-22Sold$854,000
1996-06-06Sold$155,000
1996-02-01Sold$175,000
1995-04-20Sold$100,000
1994-08-15Sold$10,000

For Sale by Agent

AgentCurtis L Swan II
BrokerageVillage Properties

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