Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

345 Sierra Vista Rd, Santa Barbara, CA, 93108

2beds
2baths
1,284sqft
$2,575,000
$2,005price/sqft
$15,954/moest. monthly cost
$638,160/yrincome needed

About This Home

Nestled on a private 1-acre parcel in the highly sought-after Cold Spring School District, this beautifully remodeled and move-in ready single-level residence is truly a rare Montecito opportunity. The property has been fully remodeled inside and out, including a brand-new driveway, ensuring every aspect of the home feels fresh, inviting, and meticulously maintained. The home features two spacious bedrooms, two full baths, and an office with an attached en-suite bathroom that can easily function as a third bedroom, offering flexible living arrangements for any lifestyle. With vaulted wood-beam ceilings, updated interiors, breathtaking mountain views, and mature oak trees, the property feels like a peaceful retreat that is both private and seamlessly connected to nature. The expansive lot provides exceptional outdoor living space, allowing for gatherings, relaxation, or quiet reflection--all while enjoying an uncommon sense of privacy. Despite this tranquility, the residence remains conveniently located just minutes from Montecito's Upper and Lower Villages, Coast Village Road, beaches, hiking trails, shopping, dining, and downtown Santa Barbara. The property also presents exciting options for future expansion. Conceptual architectural plans highlight opportunities such as converting the existing garage into a spacious primary suite, adding a new detached garage, and exploring ADU potential. Whether you're searching for a turnkey Montecito retreat, entry into one of the area's most coveted school districts, or a property with room to grow, 345 Sierra Vista Road delivers a unique blend of privacy, convenience, land, lifestyle, and future upside--a combination that's increasingly rare at this price point.

Getting Around

12
WalkingCar-Dependent
0
TransitNo Nearby Transit
22
BikeSomewhat Bikeable

Construction

Condition

  • Property condition: Updated/Remodeled,Good
  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Bedroom2

  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Fireplace features: Other,Patio
  • Fireplace: Yes

Heating

  • Heating features: Forced Air

Interior Area

  • Total structure area: 1,284
  • Total interior livable area: 1,284 sqft

Property

Details

  • Parcel number: 013170013
  • Zoning: R-1

Features

  • Levels: Single Story
  • Patio & porch: Patio,Rear Porch,Porch
  • Has view: Yes
  • View description: Mountain(s),Setting,Trees/Woods,Panoramic

Lot

  • Lot size: 1 Acres

Parking

  • Parking features: Garage,Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,020$156,240
Home Insurance *$299$3,588
Property Taxes $2,237$26,844
Electricity $398$4,786
Total$15,954$191,448
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$546,994/yr
40% on housing$478,620/yr
45% on housing$425,440/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$2,005This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,285
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-16Listed for rent$8,000
2026-07-27Price change$2,575,000
2026-06-29Price change$2,675,000
2026-05-29Listed for sale$2,750,000
2025-11-16Listing removed$2,995,000
2025-10-24Listed for sale$2,995,000
2025-10-01Listing removed$3,297,000
2025-02-05Listed for sale$3,297,000
2025-01-27Pending sale$3,297,000
2024-11-04Listed for sale$3,297,000
2021-11-30Sold$1,835,000
2021-11-09Pending sale$1,599,000
2021-11-09Listed for sale$1,599,000

For Sale by Agent

AgentTaylor R Tatman
BrokerageTatman Real Estate

Similar Homes