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31 Cedar Ln, Santa Barbara, CA, 93108

3beds
3baths
2,588sqft
$3,350,000
$1,294price/sqft
$20,832/moest. monthly cost
$833,280/yrincome needed

About This Home

Set in the privacy of Santa Barbara's coveted Eucalyptus Hill, this beautifully reimagined farmhouse-style retreat is more than just a home. It is a story of style, comfort, and effortless California living. Thoughtfully remodeled, it offers the best of both worlds: tranquil ocean and mountain views paired with a rare sense of serenity, all just moments from everything Santa Barbara and Montecito have to offer. From the moment you arrive, a sense of welcome unfolds. A lush courtyard anchored by a glowing firepit sets the tone, a space made for morning coffee beneath the trees or relaxed evenings under sunset skies. Inside, skylights illuminate vaulted tongue and groove ceilings, exposed beams, and bamboo wood floors. Character and thoughtful touches make this home truly unique, with every detail from artisan finishes to a warm and well considered layout reflecting a sense of ease and intention. The heart of the home is the kitchen, a beautifully designed space with a generous center island, custom cabinetry, and professional grade appliances. It flows effortlessly into a dining area with a built-in banquette and a living room centered around a handmade cement tile fireplace that radiates charm and warmth. Life here extends seamlessly outdoors. French doors lead to an inviting patio with a built-in barbecue and a comfortable seating area, perfect for entertaining and dining under the stars. A refreshing outdoor shower adds a touch of coastal ease after beach days or time spent in the garden. A versatile shed with bamboo floors and lighting enhances the property, ideal as an artist's studio, home office, or serene retreat. Upstairs, an airy open concept bedroom offers a peaceful escape with vaulted ceilings, a cozy fireplace, and a beautifully designed bathroom that feels like a private spa. French doors open to a terrace framing ocean and mountain vistas, where a spiral staircase leads gracefully down to the backyard. This inviting space is perfect for unwinding, reading, or watching the sun rise and set, a daily reminder of the beauty that surrounds you. More than a home, this property is a place to slow down, savor the natural beauty around you, and experience the very best of California coastal living.

Getting Around

14
WalkingCar-Dependent
30
TransitSome Transit
25
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Mixed
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Cathedral Ceiling(s)
  • Flooring: Hardwood,Tile
  • Fireplace features: Living Room,Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,588
  • Total interior livable area: 2,588 sqft

Property

Details

  • Parcel number: 015094005
  • Zoning: Other

Features

  • Levels: Two
  • Patio & porch: Deck
  • Exterior features: Lawn,Fruit Trees
  • Has view: Yes
  • View description: Mountain(s),Ocean
  • Has water view: Yes
  • Water view: Ocean

Lot

  • Lot size: 7,405 sqft

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideVery High
  • Earthquake
    EarthquakeRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Landslide
Earthquake
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $16,939$203,268
Home Insurance *$389$4,668
Property Taxes $2,950$35,400
Electricity $554$6,659
Total$20,832$249,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$714,240/yr
40% on housing$624,960/yr
45% on housing$555,520/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,294This listing

vs Other Active Listings

Avg $/sqft

ZIP 93108$2,286
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93108$1,778
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-04Listed for sale$3,595,000
2026-04-16Pending sale$3,595,000
2026-04-15Contingent$3,595,000
2026-03-04Price change$3,595,000
2025-11-11Price change$3,750,000
2025-10-14Listed for sale$3,995,000
2021-08-06Sold$2,100,000
2021-07-24Pending sale$2,195,000
2021-07-24Contingent$2,195,000
2021-07-07Price change$2,195,000
2021-06-14Listed for sale$2,325,000
2015-02-04Sold$1,360,000
2014-12-19Listed for sale$1,385,000
2009-06-11Listing removed$1,735,000
2009-05-22Listed for sale$1,735,000

For Sale by Agent

AgentCristal Clarke
BrokerageBerkshire Hathaway HomeServices California Properties

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