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401 Loma Media Rd, Santa Barbara, CA, 93103

3beds
2baths
2,160sqft
$2,675,000
$1,238price/sqft
$16,696/moest. monthly cost
$667,840/yrincome needed

About This Home

Mid Century Modern home on the upper Riviera. This 2160 sq ft single level home is tucked back off the street creating a very private & tranquil space. Nature lover's paradise! This rare find enjoys peaceful canyon views plus some city, ocean, island & Sunset views. Level driveway, yards & large view decks. Charming home in great condition. High ceilings & walls of glass taking advantage of sunny southwest exposure. Great room floor plan with family/dining room open to kitchen & into LR. Fabulous for entertaining. Nearly 400 sq ft en suite primary bedroom. Two car plus finished garage w/easy access to house. Not a drive by as all you see is the garage and front yard fence. A Must See!

Getting Around

1
WalkingCar-Dependent
27
TransitSome Transit
14
BikeSomewhat Bikeable

Schools

4/10

Construction

Condition

  • Property condition: Good
  • Year built: 1959

Materials

  • Foundation: Mixed
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mid-Century Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Wine Refrigerator,Built-In Gas Oven,Tankless Water Heater,Dishwasher,Disposal,Dryer,Gas Cooktop,Microwave,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Double Vanity,Vaulted Ceiling(s)
  • Flooring: Laminate
  • Fireplace features: Living Room,Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,160
  • Total interior livable area: 2,160 sqft

Primary Bedroom

  • Level: First
  • Area: 272.65
  • Dimensions: 13.30 x 20.50

Property

Details

  • Parcel number: 019271010
  • Zoning: Other

Features

  • Levels: Entry Lvl(No Stairs)
  • Patio & porch: Patio,Deck,Front Porch,Awning(s)
  • Exterior features: Dog Run,Fruit Trees
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Islands,Ocean,City,Partial/Filtered
  • Has water view: Yes
  • Water view: Islands,Ocean
  • Topography of land: Greenbelt

Lot

  • Lot size: 0.43 Acres
  • Features: Wooded,Greenbelt

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeRelatively High
  • Landslide
    LandslideRelatively High
  • Wildfire
    WildfireRelatively High

How This Home’s Risks Compare

Inland Flooding
Earthquake
Landslide
Wildfire

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,526$162,312
Home Insurance *$337$4,044
Property Taxes $2,370$28,440
Electricity $463$5,558
Total$16,696$200,352
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$572,434/yr
40% on housing$500,880/yr
45% on housing$445,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,238This listing

vs Other Active Listings

Avg $/sqft

ZIP 93103$1,097
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93103$1,325
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Listed for sale$2,675,000
2024-12-21Listing removed$7,750
2024-02-16Price change$7,750
2023-10-24Listed for rent$10,000
2013-04-02Listing removed$1,295,000
2013-01-12Listed for sale$1,295,000
2009-09-24Listing removed$1,295,000
2009-07-19Listed for sale$1,295,000
2009-02-10Listing removed$1,450,000
2009-02-07Listed for sale$1,450,000
2002-09-17Sold$1,025,000
1998-01-27Sold$459,000

For Sale by Agent

AgentKathy Hughes
BrokerageBerkshire Hathaway HomeServices California Properties

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