Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

2411 Chapala St, Santa Barbara, CA, 93105

2beds
4baths
2,571sqft
$2,750,000
$1,070price/sqft
$17,189/moest. monthly cost
$687,560/yrincome needed

About This Home

This 'Upper WEast' property features a classic 1927 single story main home with 2 bedrooms, 1.5 bathrooms, formal dining, laundry, and custom archways, with a private front yard behind mature hedges; as well as a gracious two-story 3 bedroom, 1.5 bathroom guest house, offering many dual living possibilities; and a detached 2-car garage on a shared off street alleyway behind the homes. Mature landscaping is complimented by attractive artificial turf with a large yard replete with a patio, outdoor dining, and fruit trees separating the homes. Under the main home is a storage cellar and the third guest bedroom features a large walk-in closet. This is an exceptional value in a great downtown area with an 82 walk score and a 91 bike score close to many conveniences.

Getting Around

79
WalkingVery Walkable
40
TransitSome Transit
75
BikeVery Bikeable

Schools

7/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1927

Materials

  • Foundation: Slab,Raised,Mixed
  • Roof: Tile,Flat
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other,Custom Built,Spanish
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Refrigerator,Gas Range,Dishwasher,Disposal,Dryer,Gas Cooktop,Microwave,Washer
  • Laundry features: In Unit

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 4
  • Full bathrooms: 1

Features

  • Walk-In Closet(s),Double Vanity,Recessed Lighting
  • Flooring: Hardwood,Parquet,Tile
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air,Window Unit(s)

Interior Area

  • Total structure area: 2,571
  • Total interior livable area: 2,571 sqft

Property

Details

  • Parcel number: 025062010
  • Zoning: R-1

Features

  • Levels: Single Story,Two
  • Patio & porch: Patio,Front Porch
  • Exterior features: Other,Fruit Trees,Yard Irrigation PRT
  • Fencing: Full
  • Has view: Yes
  • View description: Mountain(s),Setting
  • Topography of land: Level

Lot

  • Lot size: 7,840 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Garage,On Street,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeVery High
  • Inland Flooding
    Inland FloodingVery High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $13,905$166,860
Home Insurance *$309$3,708
Property Taxes $2,424$29,088
Electricity $551$6,615
Total$17,189$206,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$589,337/yr
40% on housing$515,670/yr
45% on housing$458,373/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,070This listing

vs Other Active Listings

Avg $/sqft

ZIP 93105$982
Santa Barbara County$1,074

vs Homes Sold Last Month

Median $/sqft

ZIP 93105$1,112
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-29Listed for sale$2,750,000
2012-08-14Sold$858,000
2011-12-06Sold$667,000

For Sale by Agent

AgentJohn Thyne
BrokerageGoodwin & Thyne Properties

Similar Homes