1322 E Cota St, Santa Barbara, CA, 93103
About This Home
Move-in ready for summer fun, now with a great new PRICE IMPROVEMENT! Catch the summer breeze from your own backyard. Big ocean views + location + natural light... Perched on Santa Barbara's coveted Lower Riviera / Upper East adjacent to charming Chiquita Road, this classic 1941 Alex d'Alfonso-designed home has been completely updated while preserving its timeless character. Big ocean, island, and downtown views are enjoyed from light-filled spaces wrapped in windows plus over 1,000 square feet of outdoor living and dining terraces. Set behind park-like landscaping, the property lives with rare privacy and features extensive terraced gardens, fruit trees, a fire pit seating area, and hot tub. Creating a true indoor-outdoor retreat. The main upper level offers 2 bedrooms and 1 bath, an open-concept living, dining, and kitchen area with walls of glass framing the views, a gas fireplace, beautiful oak floors, Caesarstone countertops, contemporary lighting, and luxury appliances throughout. Downstairs, a totally private, fully appointed unit with open living, dining, and kitchen, a spacious bedroom, full bath, and additional room (ideal as an office, study, media room, or guest/nanny suite) provides flexible options for multigenerational living, a home office, or potential income. Impeccably maintained and truly turn-key, this Riviera gem pairs architectural pedigree with modern comfort, delivering the quintessential Santa Barbara lifestyle in one outstanding property. Extensive upgrade / maintenance list (including new roof) available upon request.
Getting Around
Somewhat Walkable
Some Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Excellent
- Year built: 1941
Materials
- Foundation: Slab
- Roof: Composition
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Mediterranean
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Refrigerator,Built-In Gas Range,Dishwasher,Disposal,Dryer,Gas Cooktop,Washer
- Laundry features: Other,In Kitchen
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Flooring: Hardwood,Tile
- Fireplace features: Living Room
- Fireplace: Yes
Heating
- Heating features: Wall Furnace
Interior Area
- Total structure area: 1,606
- Total interior livable area: 1,606 sqft
Property
Details
- Parcel number: 031262018
- Zoning: R-2, R-1
Features
- Levels: Two
- Patio & porch: Patio,Deck,Terrace
- Exterior features: Fruit Trees,Yard Irrigation T/O,Drought Tolerant LND
- Has spa: Yes
- Spa features: SPA-Outside
- Fencing: Full
- Has view: Yes
- View description: Mountain(s),Islands,Ocean,City,Harbor,Panoramic
- Has water view: Yes
- Water view: Islands,Ocean,Harbor
Lot
- Lot size: 6,098 sqft
Parking
- Total spaces: 2
- Parking features: Inside Entrance,Storage,Attached,Electric Vehicle Charging Station(s)
- Attached garage spaces: 1
- Covered spaces: 1
- Has uncovered spaces: Yes
- Uncovered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
- Landslide
How This Home’s Risks Compare
FEMA Declared Disasters in Santa Barbara County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $13,551 | $162,612 |
| Home Insurance * | $338 | $4,056 |
| Property Taxes | $2,355 | $28,260 |
| Electricity | $398 | $4,786 |
| Total | $16,642 | $199,704 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-20 | Listed for sale | $2,780,000 |
| 2026-04-03 | Listing removed | $2,850,000 |
| 2026-02-02 | Listed for sale | $2,850,000 |
| 2022-11-07 | Sold | $2,500,000 |
| 2022-08-01 | Pending sale | $2,550,000 |
| 2022-07-26 | Listed for sale | $2,550,000 |
| 2020-11-06 | Sold | $1,750,000 |
| 2020-08-12 | Pending sale | $1,795,000 |
| 2020-07-20 | Listed for sale | $1,795,000 |
| 2003-04-04 | Sold | $790,000 |
| 2002-11-13 | Sold | $640,556 |
| 2001-09-06 | Sold | $719,000 |
For Sale by Agent
View on Zillow