Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

1102 Plaza Del Monte, Santa Barbara, CA, 93101

3beds
2baths
1,735sqft
$3,095,000
$1,784price/sqft
$19,094/moest. monthly cost
$763,760/yrincome needed

About This Home

Hidden between Downtown Santa Barbara and the ocean, on almost 3/4 acre at the end of a cul de sac, sits something genuinely rare. The moment you walk through the home and see the backyard, it stops you in your tracks. A sprawling oasis anchored by mature oak trees and wrapped in the kind of privacy that takes decades to grow into. The single-level home was remodeled in 2023, and the care taken shows in every room. Vaulted ceilings and an easy flow between inside and out do the rest, leading naturally to a backyard that was made for long afternoons and good company. The kitchen is made for serious cooks and entertainers, outfitted with custom cabinetry, new countertops and appliances, a dedicated bar area, and a window that looks out over the backyard. The primary suite is spacious and well-appointed, with a beautifully finished ensuite bath, walk-in closet, and direct access to the backyard, so the morning routine can start outside if the mood strikes. The outdoor spaces have been designed with intention; distinct areas for dining, lounging, and wandering, all connected by a landscape that feels natural rather than manicured. Citrus, apple, plum, apricot, pomegranate, and fig fill the mini orchard. Raised vegetable beds round out a backyard that genuinely earns the word oasis. For a property this private, the location is almost surprising. State Street, the Farmers Market, the beach, and the harbor are all within a few minutes; the kind of proximity that makes daily life genuinely easy. The sanctuary waiting at the end of the driveway, though, makes it easy to forget any of that is nearby. Land this size, this usable, this private, and this close to downtown Santa Barbara does not come available often. The owners called it home for 40 years. That says everything.

Getting Around

45
WalkingCar-Dependent
36
TransitSome Transit
38
BikeSomewhat Bikeable

Schools

8/10
6/10
8/10

Construction

Condition

  • Property condition: Excellent
  • Year built: 1975

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood Siding,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Wine Refrigerator,Refrigerator,Built-In Electric Range,Built-In Electric Oven,Dishwasher,Disposal,Double Oven,Dryer,Microwave,Washer
  • Laundry features: Gas Dryer Hookup,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Low Flow Plumbing Fixtures,Walk-In Closet(s),Recessed Lighting,Vaulted Ceiling(s)
  • Flooring: Laminate,Hardwood,Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating

  • Heating features: Natural Gas,Forced Air

Interior Area

  • Total structure area: 1,735
  • Total interior livable area: 1,735 sqft

Property

Details

  • Parcel number: 035360011
  • Zoning: E-1

Features

  • Levels: Entry Lvl(No Stairs),Single Story
  • Patio & porch: Patio
  • Exterior features: Lawn,Fruit Trees,Yard Irrigation T/O
  • Fencing: Back Yard
  • Has view: Yes
  • View description: Setting,Trees/Woods
  • Topography of land: Hilly, Level

Lot

  • Lot size: 0.71 Acres
  • Features: Wooded,Level,Cul-De-Sac,Near Public Transit

Parking

  • Total spaces: 5
  • Parking features: Inside Entrance,Attached
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Landslide
    LandslideModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding
Landslide

FEMA Declared Disasters in Santa Barbara County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tornado
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,650$187,800
Home Insurance *$317$3,804
Property Taxes $2,729$32,748
Electricity $398$4,786
Total$19,094$229,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$654,651/yr
40% on housing$572,820/yr
45% on housing$509,173/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.2%
8.2%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.6%
1.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,784This listing

vs Other Active Listings

Avg $/sqft

ZIP 93101$1,106
Santa Barbara County$1,073

vs Homes Sold Last Month

Median $/sqft

ZIP 93101$1,210
Santa Barbara County$735

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-28Price change$3,095,000
2026-06-16Listed for sale$3,195,000
2025-04-08Listing removed$9,850
2025-03-02Listed for rent$9,850
2025-02-11Listing removed$9,850
2024-10-16Listed for rent$9,850
2024-10-05Listing removed$9,850
2024-09-19Price change$9,850
2024-08-09Listed for rent$10,750
2023-09-23Listing removed--
2023-08-28Listed for rent$10,750
2023-08-21Listing removed--
2023-08-01Listed for rent$9,250
2021-01-03Sold$10,750
2017-05-23Listing removed$4,300
2017-05-02Listed for rent$4,300

For Sale by Agent

AgentDavid Kim
BrokerageVillage Properties

Similar Homes